11 Madrone Ave, Mount Hermon, CA 95041 Property Records

Santa Cruz County property record for 11 Madrone Ave, Mount Hermon, CA 95041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,633 sqft · built 1928
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,210,000 (May 2021)
Tax Bill	$15,570 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`066-151-32`

Property Details

APN / Parcel Number

Primary APN	`066-151-32`
Alternative APN	`066-151-32-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,633 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2012
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Deck Area	405 sqft
Patio Area	405 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	11 MADRONE AVE
City	MOUNT HERMON
State	CA
Zip	95041-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK 10 LOT 35
Legal Subdivision	MOUNT HERMON ASSOCIATION
Legal Block	10
Legal Lot Number	35
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	120700

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 328, MOUNT HERMON, CA 95041-0328
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Grant Deed, Transfer · Conventional Mortgage FIRSTBANK
May 15, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Aug 23, 2007 · Amount on Record
Deed Document Number	202127409
Prior Transfer Date	Mar 25, 2002
Prior Transfer Doc	0000023444
Record Updated	Sep 20, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 13, 2021
Property Address	11 MADRONE AVE, MOUNT HERMON, CA 95041-3008
Document Number	0000027409
Map Reference	MB 16 PG 2
Instrument Date	May 6, 2021
Instrument	2021-0027409
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 328, MOUNT HERMON, CA 95041-0328

Mortgage

Document Number	0000027410
Date	May 13, 2021
Instrument	2021-0027410

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	11 MADRONE AVE, MOUNT HERMON, CA 95041-3008
Document Number	0000014413
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 146 MOUNT HERMON CA 950410146, MOUNT HERMON, CA 95041-0146

Mortgage

Document Number	0000014413
Date	May 29, 2019
Instrument	14413

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,335,938 (+2%) Land $916,387 Building $419,551
2025	$15,570.00 (+3.79%)	$1,309,743 (+4.04%) Land $898,419 Building $411,324
2023	$15,001.00 (+2.37%)	$1,258,884 Land $863,532 Building $395,352	$1,155,420
2022	$14,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 16 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 7 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. HERMON ASSOCIATION, INC. private · serves 1,176 people · EPA ID CA4410008
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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