15 Lamp Post Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 15 Lamp Post Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,998 sqft · built 1981
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Jul 2015)
Tax Bill	$10,670 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-04-00009`

Property Details

APN / Parcel Number

Primary APN	`21-00084-04-00009`
Alternative APNs	`2100084000400009` `240090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
1st Floor Area	1,270 sqft
Upper Floors Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	240090
Street Address	15 LAMP POST CT
City	HOWELL
State	NJ
Zip	07731-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 09
Legal Block	84.4
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3010
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 LAMP POST CT, HOWELL, NJ 07731-1661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit UTILITIES EMPS CU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage JERSEY MTG
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit UTILITIES EMP CU
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit UTILITIES EMP CU
Jan 11, 2017	Deed of Trust, Mortgage · Line of Credit UTILITIES EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on Record
Deed Sale	Jul 1, 2015 · Amount on Record
Prior Sale	Mar 2, 2005 · Amount on Record
Deed Document Number	201559619
Deed Book / Page	9120 / 2138
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 LAMP POST CT, HOWELL, NJ 07731-1661
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095730615
Date	Jan 20, 2022
Book Page	9573/615
Instrument	2022007352

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 LAMP POST CT, HOWELL, NJ 07731-1661
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095543178
Date	Oct 27, 2021
Book Page	9554/3178
Instrument	2021158410

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 LAMPOST CT, HOWELL, NJ 07731-1661
Document Number	0000001417
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 LAMPOST CT HOWELL NJ 077311661, HOWELL, NJ 07731-1661

Mortgage

Document Number	0000001417
Date	Jan 27, 2021
Book Page	009476/009623
Instrument	1417

Lender

Name	UTILITIES EMPS CU
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 LAMPOST CT, HOWELL, NJ 07731-1661
Document Number	0000073003
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NEW DAWN TITLE AGENCY LLC, NEW DAWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 LAMPOST CT HOWELL NJ 077311661, HOWELL, NJ 07731-1661

Mortgage

Document Number	0000073003
Date	Jul 8, 2020
Book Page	009425/007299
Instrument	73003

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 LAMPOST CT, HOWELL, NJ 07731-1661
Document Number	0000086784
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 LAMPOST CT HOWELL NJ 077311661, HOWELL, NJ 07731-1661

Mortgage

Document Number	0000086784
Date	Aug 30, 2018
Book Page	009309/008187
Instrument	86784

Lender

Name	UTILITIES EMP CU
Type	Credit Union
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 LAMPOST CT, HOWELL, NJ 07731-1661
Document Number	0000015451
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 LAMPOST CT HOWELL NJ 077311661, HOWELL, NJ 07731-1661

Mortgage

Document Number	0000015451
Date	Jan 27, 2021
Book Page	009309/008187
Instrument	15451

Lender

Name	UTILITIES EMP CU
Type	Credit Union
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Jan 26, 2048

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 LAMPOST CT, HOWELL, NJ 07731-1661
Document Number	0000011089
Book / Page	009210 / 005757
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 LAMPOST CT HOWELL NJ 077311661, HOWELL, NJ 07731-1661

Mortgage

Document Number	0000011089
Date	Jan 30, 2017
Book Page	009210/005757
Instrument	11089

Lender

Name	UTILITIES EMP CU
Type	Credit Union
Address	WYOMISSING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 29, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,200 (+4.87%) Land $407,000 Building $243,200	$650,200 (+4.87%) Land $407,000 Building $243,200
2025	$10,670.00 (+6.49%)	$620,000 (+22.02%) Land $379,000 Building $241,000	$620,000 (+22.02%) Land $379,000 Building $241,000
2024	$10,020.00 (+25.22%)
2023		$508,100 Land $277,000 Building $231,100	$508,100 Land $277,000 Building $231,100
2022	$8,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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