11 Lamp Post Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 11 Lamp Post Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1981
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jun 2025)
Tax Bill	$9,534 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-04-00011`

Property Details

APN / Parcel Number

Primary APN	`21-00084-04-00011`
Alternative APNs	`2100084000400011` `240110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,186 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	1,186 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Built-in
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	240110
Street Address	11 LAMP POST CT
City	HOWELL
State	NJ
Zip	07731-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 9
Legal Block	84.4
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3010
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 LAMP POST CT, HOWELL, NJ 07731-1661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNISON AGREEMENT CORP
Jun 24, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 18, 2023	Agreement of Sale, Transfer VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit INVESTORS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Jan 23, 2015 · Amount on Record
Deed Document Number	202549213
Deed Book / Page	9743 / 7973
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 LAMP POST CT, HOWELL, NJ 07731-1661
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LAMPOST CT, HOWELL, NJ 07731

Mortgage

Document Number	0095916349
Date	Apr 21, 2022
Book Page	9591/6349
Instrument	2022044900

Lender

Name	UNISON AGREEMENT CORP
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94126

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 24, 2025
Property Address	11 LAMP POST CT, HOWELL, NJ 07731-1661
Document Number	0097437973
Book / Page	9743 / 7973
Instrument Date	Jun 23, 2025
Instrument	2025049213
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	WELLINGTON ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 COUNTRY SQUIRE LN, PRINCETON JUNCTION, NJ 08550-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LAMP POST CT, HOWELL, NJ 07731-1661

Mortgage

Document Number	2025049214
Date	Jun 24, 2025
Instrument	2025049214

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

May 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	MONMOUTH NJ
Recording Date	May 18, 2023
Property Address	11 LAMP POST CT, HOWELL, NJ 07731-1661
Document Number	0096452009
Book / Page	9645 / 2009
Instrument Date	Apr 12, 2023
Instrument	2023034357
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 CALIFORNIA ST FL 1800, 1800, SAN FRANCISCO, CA 94108-2722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 CALIFORNIA ST FL 1800, 1800, SAN FRANCISCO, CA 94108-2722
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 LAMPOST CT, HOWELL, NJ 07731-1661
Document Number	0000115493
Book / Page	009260 / 005961
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LAMPOST CT HOWELL NJ 077311661, HOWELL, NJ 07731-1661

Mortgage

Document Number	0000115493
Date	Nov 29, 2017
Book Page	009260/005961
Instrument	115493

Lender

Name	INVESTORS BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,200 (+1.66%) Land $407,000 Building $156,200	$563,200 (+1.66%) Land $407,000 Building $156,200
2025	$9,534.00 (+7.51%)	$554,000 (+24.55%) Land $379,000 Building $175,000	$554,000 (+24.55%) Land $379,000 Building $175,000
2024	$8,868.00 (+31.59%)
2023		$444,800 (+38.27%) Land $277,000 Building $167,800	$444,800 (+38.27%) Land $277,000 Building $167,800
2022	$6,739.00 (+7.69%)	$321,700 Land $162,000 Building $159,700	$321,700 Land $162,000 Building $159,700
2021	$6,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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