12 Lamp Post Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 12 Lamp Post Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,714 sqft · built 1981
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$629,000 (May 2024)
Tax Bill	$11,032 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-04-00006`

Property Details

APN / Parcel Number

Primary APN	`21-00084-04-00006`
Alternative APNs	`2100084000400006` `240060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,714 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	1,186 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Built-in
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	180 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	240060
Street Address	12 LAMP POST CT
City	HOWELL
State	NJ
Zip	07731-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Subdivision	US/CANDLEWOOD SEC 09
Legal Block	84.4
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3010
Census Tract	811303

Owner

12 Lamp Post Ct is owned by two individuals who bought it in May 2024.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 LAMPOST CT, HOWELL, NJ 07731
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK
May 23, 2024	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 21, 2020	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BK
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2024 · Amount on File
Deed Sale	May 23, 2024 · Amount on File
Prior Sale	May 21, 2020 · Amount on File
Deed Document Number	202434767
Deed Book / Page	9689 / 6022
Prior Transfer Date	Feb 18, 2002
Prior Transfer Doc	8089004902
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 LAMP POST CT, HOWELL, NJ 07731-1630
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ALBION ST, LAKEWOOD, NJ 08701-5289

Mortgage

Document Number	0097540972
Date	Sep 2, 2025
Book Page	9754/972
Instrument	2025069241

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 23, 2024
Property Address	12 LAMP POST CT, HOWELL, NJ 07731-1630
Document Number	0096896022
Book / Page	9689 / 6022
Instrument Date	Apr 25, 2024
Instrument	2024034767
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SHEPHERD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,492.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 KINGSPORT DR, HOWELL, NJ 07731-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAMPOST CT, HOWELL, NJ 07731

Mortgage

Document Number	2024034768
Date	May 23, 2024
Instrument	2024034768

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 21, 2020
Property Address	12 LAMPOST CT, HOWELL, NJ 07731-1630
Document Number	0000053900
Book / Page	009415 / 006029
Instrument Date	Apr 22, 2020
Instrument	53900
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 LAMPOST CT HOWELL NJ 077311630, HOWELL, NJ 07731-1630

Mortgage

Document Number	53901
Date	May 21, 2020
Book Page	009415/006081
Instrument	53901

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 LAMPOST CT, HOWELL, NJ 07731-1630
Document Number	0000084400
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	SOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAMPOST CT HOWELL NJ 077311630, HOWELL, NJ 07731-1630

Mortgage

Document Number	0000084400
Date	Sep 11, 2019
Book Page	009368/000498
Instrument	84400

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lamp Post Ct was $11,032, up 6.2% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,200 (+3.31%) Land $407,000 Building $255,200	$662,200 (+3.31%) Land $407,000 Building $255,200
2025	$11,032.00 (+6.21%)	$641,000 Land $379,000 Building $262,000	$641,000 Land $379,000 Building $262,000
2024	$10,387.00
2023		$528,100 Land $277,000 Building $251,100	$528,100 Land $277,000 Building $251,100
2022	$8,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Lamp Post Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Lamp Post Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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