12 Island Cay Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 12 Island Cay Dr, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,444 sqft Living Area
Garage	441 sqft
Occupancy	Owner Occupied
Last Sale	$33,500 (1989)
Tax Bill	$2,074.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3221-23-00-0220`
Alternative APNs	`32132123000220` `4821562.0` `4821562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,444 sqft Living Area
1st Floor	1,444 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Parking Spaces	2 Parking Spaces
Garage Area	441 sqft Garage

Exterior Amenities

Pool Area	312 sqft Pool
Patio Area	584 sqft Patio
Porch	Open Porch
Porch Area	109 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	4821562.0
Old Parcel Number	32132123000220
Street Address	12 ISLAND CAY DR
City	ORMOND BEACH
State	FL
Zip	32176-2300
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 22 ISLAND 28 MB 40 PG 159 PER OR 3377 PG 0039
Legal Range	32E
Legal Township	13S
Legal Section	21
Legal Subdivision	ISLAND
Legal Tract	23
Legal Lot Number	22
Jurisdiction	VOLUSIA FL
Minor Civil Division	NORTH PENINSULA
Census Blockgroup	2
Census Block	2002
Census Tract	80202

Owner

Source: Volusia County records · APN 3221-23-00-0220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	12 ISLAND CAY DR, ORMOND BEACH, FL 32176-2300
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 1989 · Amount on Record
Deed Sale	Oct 15, 1989 · Amount on Record
Deed Doc Number	0000337739
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	12 ISLAND CAY DR, ORMOND BEACH, FL 32176-2300
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076884016
Date	May 01, 2019
Book Page	7688/4016
Instrument	2019-086241

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,074.00 (-2.72%) Homeowner's exemption Senior Citizen's exemption	$182,032 (+5.99%)	$387,982 (+3.82%) Land $162,000 Building $225,982
2023	$2,132.00 (+3.7%) Senior Citizen's exemption	$171,750 (+3%)	$373,696 (+10.69%) Land $86,720 Building $286,976
2022	$2,056.00 Senior Citizen's exemption	$166,748	$337,597 Land $86,720 Building $250,877

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.