15 Harrowgate Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 15 Harrowgate Dr, Carmel, IN 46033 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,728 sqft · built 1969
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Tax Bill	$4,629 (2024)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-202-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-202-016.000-018`
Alternative APN	`1610300202016000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
1st Floor Area	1,068 sqft
2nd Floor Area	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	151 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Pool Area	684 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300202016000
Street Address	15 HARROWGATE DR
City	CARMEL
State	IN
Zip	46033-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, SECTION 3, LOT 220, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMEL HARROWGATE
Legal Block	3
Legal Lot Number	220
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	110907

Owner

Source: Hamilton County records · APN 29-10-30-202-016.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 HARROWGATE DR, CARMEL, IN 46033-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 1997
Deed Sale	Dec 16, 1997
Record Updated	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15 HARROWGATE DR, CARMEL, IN 46033-1901
Document Number	0000002610
Instrument Date	Jan 08, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	EMPIRE TITLE COMPANY, EMPIRE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARROWGATE DR CARMEL IN 460331901, CARMEL, IN 46033-1901

Mortgage

Document Number	0000002610
Date	Jan 15, 2020
Instrument	2610

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,000 (+21.66%) Land $139,400 Building $288,600	$428,000 (+21.66%) Land $139,400 Building $288,600
2024	$4,629.00 (+24.2%)
2023	$3,727.00 (+10.59%)	$351,800 (+20.11%) Land $92,500 Building $259,300	$351,800 (+20.11%) Land $92,500 Building $259,300
2022	$3,370.00	$292,900 Land $92,500 Building $200,400	$292,900 Land $92,500 Building $200,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.