114 Harrowgate Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 114 Harrowgate Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,054 sqft · built 1968
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on Record
Tax Bill$6,404 (2024)
Deeds & MortgagesNov 2018 Mortgage
Jul 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-10-30-203-008.000-018

Property Details

APN / Parcel Number

Primary APN29-10-30-203-008.000-018
Alternative APN
  • 1610300203008000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms16 Rooms
Stories2 Stories
Building Area3,054 sqft Living Area
1st Floor Area1,554 sqft
2nd Floor Area850 sqft
Basement Area850 sqft
Finished Basement650 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1991
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions181 ft deep x 97 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1610300203008000
Street Address114 HARROWGATE DR
CityCARMEL
StateIN
Zip46033-1904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, SECTION 3, LOT 235
Legal Range04
Legal Township18
Legal Section30
Legal SubdivisionHARROWGATE ADDITION
Legal Block3
Legal Lot Number235
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3009
Census Tract110907

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address114 HARROWGATE DR, CARMEL, IN 46033-1904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST MERCHANTS BANK
Jul 16, 2018Warranty Deed, Transfer
May 3, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018
Deed SaleNov 30, 2018
Prior SaleJul 16, 2018
Deed Document Number2018055898
Record UpdatedJun 8, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateNov 30, 2018
Property Address114 HARROWGATE DR, CARMEL, IN 46033-1904
Document Number2018055898
Map ReferenceMB2 PG280&281
Instrument DateNov 21, 2018
Instrument2018055898
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 HARROWGATE DR, CARMEL, IN 46033-1904

Mortgage

Document Number2018055899
DateNov 30, 2018
Instrument2018055899
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 16, 2018
Property Address114 HARROWGATE DR, CARMEL, IN 46033-1904
Document Number0000031987
Instrument DateJul 13, 2018
Instrument31987
Transaction TypeTransfer
Record UpdatedAug 16, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address2400 E CESAR CHAVEZ ST #208 AUSTIN TX 787024638, 208, AUSTIN, TX 78702-4638

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON IN
Recording DateMay 3, 2018
Property Address114 HARROWGATE DR, CARMEL, IN 46033-1904
Document Number0000019005
Instrument DateApr 12, 2018
Instrument19005
Transaction TypeForeclosure
Record UpdatedJun 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17520 DARTOWN RD #363 WESTFIELD IN 460749832, 363, WESTFIELD, IN 46074-9832

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$575,000 (+18.53%) Land $139,700 Building $435,300$575,000 (+18.53%) Land $139,700 Building $435,300
2024$6,404.00 (+20.97%)
2023$5,294.00 (+18.51%) Homeowner's exemption$485,100 (+23.15%) Land $92,700 Building $392,400$485,100 (+23.15%) Land $92,700 Building $392,400
2022$4,467.00 Homeowner's exemption$393,900 Land $92,700 Building $301,200$393,900 Land $92,700 Building $301,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2013–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
On-Ramp Indiana
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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