111 Harrowgate Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 111 Harrowgate Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,910 sqft · built 1966
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Apr 2020)
Tax Bill	$5,461 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-202-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-202-012.000-018`
Alternative APN	`1610300202012000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,910 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,160 sqft
Basement Area	840 sqft
Finished Basement	630 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 103 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300202012000
Street Address	111 HARROWGATE DR
City	CARMEL
State	IN
Zip	46033-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, SECTION 3, LOT 216, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	HARROWGATE
Legal Block	3
Legal Lot Number	216
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	110907

Owner

Source: Hamilton County records · APN 29-10-30-202-012.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	111 HARROWGATE DR, CARMEL, IN 46033-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Deed Document Number	2020023162
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 24, 2020
Property Address	111 HARROWGATE DR, CARMEL, IN 46033-1903
Document Number	0000023162
Map Reference	MB 2 PG 280&281
Instrument Date	Apr 23, 2020
Instrument	2020023162
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 HARROWGATE DR, CARMEL, IN 46033-1903
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023163
Date	Apr 24, 2020
Instrument	2020023163

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,300 (+2.25%) Land $136,500 Building $359,800	$496,300 (+2.25%) Land $136,500 Building $359,800
2024	$5,461.00 (+23.25%)	$485,400 (+17.3%) Land $136,500 Building $348,900	$485,400 (+17.3%) Land $136,500 Building $348,900
2023	$4,431.00 (+15.72%) Homeowner's exemption	$413,800 (+22.17%) Land $90,600 Building $323,200	$413,800 (+22.17%) Land $90,600 Building $323,200
2022	$3,829.00	$338,700 Land $90,600 Building $248,100	$338,700 Land $90,600 Building $248,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2013–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 223 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.