Dane County property record for 15 Harding St, Madison, WI 53714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,739 sqft · built 1949 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2024) |
| Tax Bill | $8,496 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-054-0105-6 |
| Primary APN | 0710-054-0105-6 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 851 sqft |
| 2nd Floor Area | 378 sqft |
| Basement Area | 851 sqft |
| Finished Basement | 510 sqft |
| Unfinished Basement | 341 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| View / Lot | Traffic |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 210 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 HARDING ST |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53714-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-C4 |
| Legal Description | TILTON MIDLANDS, LOT 2 |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Quarter | 4 |
| Legal Subdivision | TILTON MIDLANDS |
| Legal Lot Number | 2 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2700 |
15 Harding St is owned and occupied by two individuals who bought it in June 2024.
Source: Dane County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 HARDING ST, MADISON, WI 53714-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CREDIT UNION |
| Jun 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2024 · Amount on File |
| Deed Sale | Jun 18, 2024 · Amount on File |
| Deed Document Number | 20245968573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 15 HARDING ST, MADISON, WI 53714-2218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005695640 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 5695640 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Apr 22, 2026 |
| Property Address | 15 HARDING ST, MADISON, WI 53714-2218 |
| Document Number | 0006094180 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20266094180 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15 HARDING ST, MADISON, WI 53714-2218 |
| Document Number | 0006094180, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20266094180 |
| Name | UNIVERSITY OF WISCONSIN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jun 18, 2024 |
| Property Address | 15 HARDING ST, MADISON, WI 53714-2218 |
| Document Number | 0005968573 |
| Instrument Date | Jun 17, 2024 |
| Instrument | 5968573 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 HARDING ST, MADISON, WI 53714-2218 |
| Document Number | 0005968574 |
|---|---|
| Date | Jun 18, 2024 |
| Instrument | 5968574 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Month LIBOR |
| Max Rate | 11.2% |
The 2025 property tax bill for 15 Harding St was $8,496, up 35.8% from the year before.
Source: Dane County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,496.00 (+35.81%) Homeowner's exemption | $475,000 Land $96,900 Building $378,100 | |
| 2024 | $6,256.00 | $373,300 (+11.27%) | |
| 2023 | $333,600 Land $86,600 Building $247,000 | $335,479 | |
| 2022 | $5,465.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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