Dane County property record for 18 Harding St, Madison, WI 53714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,654 sqft · built 1949 |
| Lot Size | 0.106 acres (4,622 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,600 (Mar 2022) |
| Tax Bill | $6,220 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-054-0231-9 |
| Primary APN | 0710-054-0231-9 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 810 sqft |
| 2nd Floor Area | 365 sqft |
| Basement Area | 810 sqft |
| Finished Basement | 479 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 4,622 sqft (0.106 acres) |
| Lot Dimensions | 77 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Driveway Area | 71 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 18 HARDING ST |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53714-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-C4 |
| Legal Description | LANSING PLACE, LOT 21, BLOCK 12 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 05 |
| Legal Subdivision | LANSING PLACE |
| Legal Block | 12 |
| Legal Lot Number | 21 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 2700 |
18 Harding St is owned and occupied by an individual who bought it in March 2022.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 HARDING ST, MADISON, WI 53714-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Jun 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Mar 29, 2022 | Warranty Deed, Transfer |
| Dec 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on File |
| Deed Sale | Mar 29, 2022 · Amount on File |
| Prior Sale | Dec 4, 2020 · Amount on File |
| Deed Document Number | 5822187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 18 HARDING ST, MADISON, WI 53714-2219 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005910657 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 5910657 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 18 HARDING ST, MADISON, WI 53714-2219 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005843526 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 5843526 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Mar 29, 2022 |
| Property Address | 18 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005822187 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 5822187 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,051.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HARDING ST, MADISON, WI 53714-2219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Dec 4, 2020 |
| Property Address | 18 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005669855 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 5669855 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HARDING ST MADISON WI 537142219, MADISON, WI 53714-2219 |
| Document Number | 5669856 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 5669856 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 18 HARDING ST, MADISON, WI 53714-2219 |
| Document Number | 0005429004 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 HARDING ST MADISON WI 537142219, MADISON, WI 53714-2219 |
| Document Number | 0005429004 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 5429004 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $371,300 Land $65,500 Building $305,800 | ||
| 2024 | $6,220.00 | $371,300 | |
| 2023 | $350,500 Land $58,500 Building $292,000 | ||
| 2022 | $4,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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