Dane County property record for 1 Harding St, Madison, WI 53714
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,472 sqft · built 1953 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jan 2024) |
| Tax Bill | $6,255 (2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-054-0102-2 |
| Primary APN | 0710-054-0102-2 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 520 sqft |
| Basement Area | 952 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 7,148 sqft (0.164 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 180 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 1 HARDING ST |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53714-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-C4 |
| Legal Description | PART OF SEC 5 T7N R10E BEG AT INTERS OF S LN OF MILWAUKEE ST & E LN OF HARDING S T; TH S ALG HARDING ST 120 FT E PARA TO |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Subdivision | PART OF SEC 5 T7N R10E BEG AT INTERS OF |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2700 |
1 Harding St is owned and occupied by an individual who bought it in January 2024.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 HARDING ST, MADISON, WI 53714-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU |
| Jan 2, 2020 | Quit Claim Deed, Transfer · Line of Credit STATE BK/CROSS PLAINS |
| Apr 17, 2017 | Warranty Deed, Transfer · Stand-Alone First Mortgage MCFARLAND STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2024 · Amount on File |
| Deed Sale | Jan 19, 2024 · Amount on File |
| Prior Sale | Jan 2, 2020 |
| Deed Document Number | 5943348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jan 19, 2024 |
| Property Address | 1 HARDING ST, MADISON, WI 53714-2218 |
| Document Number | 0005943348 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 5943348 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4710 E BROADWAY STE 180, 180, MADISON, WI 53716-4103 |
| Document Number | 0005943349 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 5943349 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.13% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Index | Other |
| Document Number | 0005944143 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 5944143 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jan 2, 2020 |
| Property Address | 1 HARDING ST, MADISON, WI 53714-2218 |
| Document Number | 0005552820 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 5552820 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4742 NORA LN MADISON WI 537115945, MADISON, WI 53711-5945 |
| Document Number | 5552821 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 5552821 |
| Name | STATE BK/CROSS PLAINS |
|---|---|
| Type | Bank |
| Address | CROSS PLAINS, WI 53528 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Apr 17, 2017 |
| Property Address | 1 HARDING ST, MADISON, WI 53714-2218 |
| Document Number | 0005318919 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 5318919 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5004 MAYWOOD RD, MONONA, WI 53716-2523 |
| Document Number | 0005318920 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 5318920 |
| Name | MCFARLAND STATE BANK |
|---|---|
| Type | Bank |
| Address | MC FARLAND, WI 53558 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358,100 Land $96,300 Building $261,800 | ||
| 2024 | $6,255.00 | $358,100 | |
| 2023 | $320,000 (+15.19%) Land $86,100 Building $233,900 | ||
| 2022 | $5,419.00 (+4.25%) | $277,800 Land $74,700 Building $203,100 | |
| 2021 | $5,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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