Sussex County and Hopatcong Borough property record for 15 Frances Ave, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 1947 |
| Lot Size | 0.303 acres (13,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Feb 2026) |
| Tax Bill | $5,442 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10108-0000-00004 |
| Primary APN | 12-10108-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Lot Area | 13,175 sqft (0.303 acres) |
| Lot Dimensions | 155 ft deep x 85 ft wide |
| Account Number | 00010700 |
|---|---|
| Street Address | 15 FRANCES AVE |
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 10108 |
| Legal Lot Number | 4 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 374800 |
15 Frances Ave is owned and occupied by an individual who bought it in February 2026.
Source: Sussex County and Hopatcong Borough records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 FRANCES AVE, STANHOPE, NJ 07874-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2025 | Deed of Trust, Mortgage LAKELAND PROPERTIES LLC |
| Feb 18, 2026 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on File |
| Deed Sale | Feb 18, 2026 · Amount on File |
| Prior Sale | Mar 25, 2025 · Amount on File |
| Deed Document Number | 20263062 |
| Deed Book / Page | 10437 / 930 |
| Prior Transfer Date | Jan 17, 1996 |
| Prior Transfer Doc | 0000001140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 15 FRANCES AVE, STANHOPE, NJ 07874-2310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 SENECA AVE, ROCKAWAY, NJ 07866-1829 |
| Document Number | 0103771211 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 10377/1211 |
| Instrument | 2025007520 |
| Name | LAKELAND PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10108 |
| Amount | Amount on Record |
|---|---|
| Term | 13 Months |
| Due | Apr 30, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Feb 18, 2026 |
| Property Address | 15 FRANCES AVE, STANHOPE, NJ 07874-2310 |
| Document Number | 0104370930 |
| Book / Page | 10437 / 930 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 2026003062 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 LAKESIDE BLVD, HOPATCONG, NJ 07843-1645 |
| Name | Verified Name |
|---|---|
| Address | 15 FRANCES AVE, STANHOPE, NJ 07874-2310 |
| Document Number | 2026003063 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026003063 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2055 |
The 2025 property tax bill for 15 Frances Ave was $5,442, up 6.2% from the year before.
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,800 (-) Land $110,100 Building $135,700 | $245,800 (-) Land $110,100 Building $135,700 | |
| 2025 | $5,442.00 (+6.19%) | $245,800 Land $110,100 Building $135,700 | $245,800 Land $110,100 Building $135,700 |
| 2024 | $5,125.00 | ||
| 2023 | $179,700 Land $73,800 Building $105,900 | $179,700 Land $73,800 Building $105,900 | |
| 2022 | $6,163.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15 Frances Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Frances Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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