Sussex County and Hopatcong Borough property record for 12 Frances Ave, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 2,468 sqft · built 2011 |
| Lot Size | 0.371 acres (16,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Jul 2021) |
| Tax Bill | $10,791 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10106-0000-00018 |
| Primary APN | 12-10106-0000-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,468 sqft Living Area |
|---|
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 16,150 sqft (0.371 acres) |
| Lot Dimensions | 170 ft deep x 95 ft wide |
| Account Number | 00008700 |
|---|---|
| Street Address | 12 FRANCES AVE |
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ADDITIONAL LOTS: L19 |
| Legal Subdivision | LAKE HOPATCONG HEIGHTS |
| Legal Block | 10106 |
| Legal Lot Number | 18 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 374800 |
12 Frances Ave is owned and occupied by an individual who bought it in July 2021.
Source: Sussex County and Hopatcong Borough records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 FRANCES AVE, STANHOPE, NJ 07874-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2021 · Amount on File |
| Deed Sale | Jul 16, 2021 · Amount on File |
| Prior Sale | Apr 11, 2011 · Amount on File |
| Deed Document Number | 202110207970 |
| Deed Book / Page | 3597 / 373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Jul 16, 2021 |
| Property Address | 12 FRANCES AVE, STANHOPE, NJ 07874-2309 |
| Document Number | 0035970373 |
| Book / Page | 3597 / 373 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 20210716010207970 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | NOT AVAILABLE, IMPERIUM TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,291.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 262 CARENTAN RD, 262, HOPATCONG, NJ 07843-1857 |
| Name | Verified Name |
|---|---|
| Address | 12 FRANCES AVE, STANHOPE, NJ 07874-2309 |
| Document Number | 20210716010207980 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 20210716010207980 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 12 Frances Ave was $10,791, up 6.2% from the year before.
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,400 (-) Land $116,400 Building $371,000 | $487,400 (-) Land $116,400 Building $371,000 | |
| 2025 | $10,791.00 (+6.19%) | $487,400 Land $116,400 Building $371,000 | $487,400 Land $116,400 Building $371,000 |
| 2024 | $10,162.00 | ||
| 2023 | $229,600 Land $74,900 Building $154,700 | $229,600 Land $74,900 Building $154,700 | |
| 2022 | $7,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Frances Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Frances Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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