15 Elm St, Westerly, RI 02891 Property Records

Westerly Town property record for 15 Elm St, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,673 sqft · built 1933
Lot Size0.418 acres (18,197 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (Jul 1994)
Tax Bill$8,807 (2025)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (minimal risk)
APNWEST M:66 B:73

Property Details

APN / Parcel Number

Primary APNWEST M:66 B:73
Alternative APNs
  • M:066 B:73 L
  • 23157511

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories3 Stories
Building Area4,673 sqft Living Area
Gross Area8,058 sqft

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1933
Exterior MaterialBrick
Roof TypeGable
Roof MaterialSlate
Lot Area18,197 sqft (0.418 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number23157511
Street Address15 ELM ST
CityWESTERLY
StateRI
Zip02891-2125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block73
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group4
Census Block4015
Census Tract50801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wilcox Park Historic District
listed 1973 · 89 contributing resources · NRIS 73000011

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15 ELM ST, WESTERLY, RI 02891-2125
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 1994 · Amount on Record
Deed SaleJul 28, 1994 · Amount on Record
Deed Book / Page527 / 116
Last Transfer DateMay 25, 2023
Transfer Doc02023-6641
Record UpdatedSep 20, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMay 30, 2023
Property Address15 ELM ST, WESTERLY, RI 02891-2125
Document Number02023-6641
Book / Page2023 / 6641
Instrument DateMay 25, 2023
Instrument2023-1670
Transaction TypeTransfer
Record UpdatedJun 8, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ELM ST # 15, 15, WESTERLY, RI 02891-2125

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,807.00 (+5.16%)$1,132,000 (+37.33%) Land $207,400 Building $924,600
2023$8,375.00 (+0.6%)$824,300 (-) Land $148,900 Building $675,400
2022$8,325.00$824,300 Land $148,900 Building $675,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1982–2021)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

Nearby Properties on Elm St

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