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8 Elm St, Westerly, RI 02891 Property Records

Westerly Town property record for 8 Elm St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 4,222 sqft · built 1847
Lot Size0.528 acres (22,988 sqft)
OwnerIndividual Name on File
Last Sale$447,000 (Dec 2008)
Tax Bill$7,693 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:66 B:82

Property Details

APN / Parcel Number

Primary APNWEST M:66 B:82
Alternative APNs
  • M:066 B:82 L
  • 6036675

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,222 sqft Living Area
Gross Area8,489 sqft

Exterior

Year BuiltBuilt 1847
Effective Year BuiltEffective 1847
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,988 sqft (0.528 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number6036675
Street Address8 ELM ST
CityWESTERLY
StateRI
Zip02891-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block82
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group4
Census Block4014
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:66 B:82

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8 ELM ST, WESTERLY, RI 02891-2126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2017Deed of Trust, Mortgage · Line of Credit
SAVINGS INSTITUTE
Jan 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
SAVINGS INSTITUTE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2008 · Amount on Record
Deed SaleDec 15, 2008 · Amount on Record
Deed Book / Page1768 / 130
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address8 ELM ST, WESTERLY, RI 02891-2126
Document Number2017-1984
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedJan 08, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017-1984
DateJan 31, 2017
Book Page002017/001984
Instrument493
Lender
NameSAVINGS INSTITUTE
TypeFederal Savings Bank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 30, 2042
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address8 ELM ST, WESTERLY, RI 02891-2126
Document Number2017-963
Instrument DateJan 09, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017-963
DateJan 13, 2017
Book Page002017/000963
Instrument220
Lender
NameSAVINGS INSTITUTE
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,693.00 (+9.93%)$988,800 (+43.55%) Land $233,300 Building $755,500
2023$6,998.00 (+0.59%)$688,800 (-) Land $168,300 Building $520,500
2022$6,957.00$688,800 Land $168,300 Building $520,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1982–2021)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2021, other causes
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Hurricane Gloria, Sep 1985 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Wilcox Park Historic District
listed 1973 · 89 contributing resources · NRIS 73000011

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Cogeco Cable Holdings II, Verizon, Xfinity, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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