Westerly Town property record for 17 Elm St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,266 sqft · built 1902 |
| Lot Size | 0.358 acres (15,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,233 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:66 B:72 |
| Primary APN | WEST M:66 B:72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 4,266 sqft Living Area |
| Gross Area | 6,622 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 15,583 sqft (0.358 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4178066 |
|---|---|
| Street Address | 17 ELM ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 72 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 50801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wilcox Park Historic District listed 1973 · 89 contributing resources · NRIS 73000011 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 ELM ST, WESTERLY, RI 02891-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 17 ELM ST, WESTERLY, RI 02891-2125 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-18710 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 2022/18710 |
| Instrument | 2022-4537 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2047 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,233.00 (+7.39%) | $801,100 (+40.22%) Land $208,900 Building $592,200 |
| 2023 | $5,804.00 (+0.59%) | $571,300 (-) Land $150,400 Building $420,900 |
| 2022 | $5,770.00 | $571,300 Land $150,400 Building $420,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 23 (1982–2021) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, Cogeco Cable Holdings II, Frontier, Xfinity.
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