12 Collier Cir, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 12 Collier Cir, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,969 sqft · built 1998
Lot Size	1.04 acres (45,436 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Nov 2017)
Tax Bill	$5,196 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R36 B:00011 L:00018`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R36 B:00011 L:00018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,969 sqft Living Area
Gross Area	3,190 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,436 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 COLLIER CIR
City	SPENCER
State	MA
Zip	01562-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	WALTER A SUGALSKI & JUDITH A S
Legal Block	11
Legal Lot Number	18
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1022
Census Tract	726100

Owner

12 Collier Cir is owned and occupied by an individual who bought it in November 2017.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 COLLIER CIR, SPENCER, MA 01562-1525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on File
Deed Sale	Nov 29, 2017 · Amount on File
Prior Sale	Aug 20, 2014 · Amount on File
Deed Book / Page	58107 / 108
Transfer Doc	058107-108
Record Updated	Oct 29, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Nov 29, 2017
Property Address	12 COLLIER CIR, SPENCER, MA 01562-1525
Document Number	58107-108
Book / Page	58107 / 108
Instrument	133055
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COLLIER CIR, SPENCER, MA 01562-1525

Mortgage

Document Number	581070110
Date	Nov 29, 2017
Instrument	58107/0110

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 12 Collier Cir was $5,196, up 9,892.3% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,196.00 (+9,892.31%)	$473,200 (+6.41%) Land $68,900 Building $404,300	$526,071 (+11.2%)
2025	$52.00 (-98.98%)	$444,700 (+0.11%) Land $60,000 Building $384,700	$473,100
2024	$5,082.00 (+15.11%)	$444,200 (+21.33%) Land $60,000 Building $384,200
2023	$4,415.00	$366,100 Land $60,000 Building $306,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Collier Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Collier Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20