15 Clara Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 15 Clara Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,747 sqft · built 2001
Lot Size	0.39 acres (1,710 sqft)
Owner	Individual Name on Record
Last Sale	$214,500 (Apr 2021)
Tax Bill	$6,272 (2024)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-401-023`

Property Details

APN / Parcel Number

Primary APN	`19-30-401-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Lot Area	1,710 sqft (0.39 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 CLARA CT
City	ALGONQUIN
State	IL
Zip	60102-6848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0021388 NELY 23.75FT SWLY 76.52FT LT 45 WINDING CREEK UNIT 1
Legal Subdivision	WINDING CREEK UNIT 1
Legal Lot Number	45
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4002
Census Tract	871206

Owner

Source: McHenry County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 CLARA CT, ALGONQUIN, IL 60102-6848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 19, 2021	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE
May 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	202121388
Prior Transfer Date	Aug 1, 2002
Prior Transfer Doc	0000101708
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	May 1, 2026
Property Address	15 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number	0000012081
Instrument Date	Apr 23, 2026
Instrument	202612081
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLARA CT, ALGONQUIN, IL 60102-6848

Mortgage

Document Number	0000012081,
Date	May 1, 2026
Instrument	202612081

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 19, 2021
Property Address	15 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number	0000021388
Map Reference	DOC 2001R0003755
Instrument Date	Mar 19, 2021
Instrument	2021R0021388
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CLARA CT, ALGONQUIN, IL 60102-6848

Mortgage

Document Number	0000021389
Date	Apr 19, 2021
Instrument	2021R0021389

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCHENRY IL
Recording Date	Apr 19, 2021
Property Address	15 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number	0000021387
Map Reference	DOC 2001R0003755
Instrument Date	Nov 10, 2019
Instrument	2021R0021387
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 9, 2017
Property Address	15 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number	0000016551
Instrument Date	Apr 14, 2017
Instrument	2017R0016551
Transaction Type	Transfer
Record Updated	Jul 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 W WOODSTOCK ST APT B, B, CRYSTAL LAKE, IL 60014-4285

Mortgage

Document Number	0000016552
Date	May 9, 2017
Instrument	2017R0016552

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,272.00	$88,178 (+19.29%) Land $18,583 Building $69,595	$264,534 (+19.29%) Land $55,749 Building $208,785
2022	Homeowner's exemption	$73,920 Land $14,925 Building $58,995	$221,760 Land $44,775 Building $176,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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