14 Clara Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 14 Clara Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,717 sqft · built 2005
Lot Size	0.039 acres (1,712 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Nov 2012)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-326-031`

Property Details

APN / Parcel Number

Primary APN	`19-30-326-031`
Alternative APN	`1930326001`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,717 sqft
Gross Area	2,437 sqft
1st Floor Area	720 sqft
2nd Floor Area	997 sqft

Exterior

Year Built	Built 2005
Exterior Material	Frame Siding
Lot Area	1,712 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Old Parcel Number	1930326001
Street Address	14 CLARA CT
City	ALGONQUIN
State	IL
Zip	60102-6848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2012R0052034 W 23.78FT E 56.01FT LT 47 WINDING CREEK UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	30
Legal Subdivision	WINDING CREEK 01
Legal Lot Number	47
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4002
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 CLARA CT, ALGONQUIN, IL 60102-6848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 28, 2020	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG
Jan 19, 2017	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2012 · Amount on Record
Deed Sale	Nov 2, 2012 · Amount on Record
Prior Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	14 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number	0000008407
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CLARA CT ALGONQUIN IL 601026848, ALGONQUIN, IL 60102-6848

Mortgage

Document Number	0000008407
Date	Mar 10, 2020
Instrument	8407

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	14 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number	0000008410
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CLARA CT ALGONQUIN IL 601026848, ALGONQUIN, IL 60102-6848

Mortgage

Document Number	0000008410
Date	Mar 10, 2020
Instrument	8410

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

Interest

Rate	3.87%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	14 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number	0000005199
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CLARA CT ALGONQUIN IL 601026848, ALGONQUIN, IL 60102-6848

Mortgage

Document Number	0000005199
Date	Feb 10, 2017
Instrument	5199

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$79,926 Land $14,925 Building $65,001	$239,778 Land $44,775 Building $195,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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