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13 Clara Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 13 Clara Ct, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,717 sqft · built 2001
Lot Size0.039 acres (1,711 sqft)
Owner2 Individual Names on File
Last Sale$188,000 (Jan 2018)
Deeds & MortgagesJul 2026 Mortgage
Jun 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-30-401-022

Property Details

APN / Parcel Number

Primary APN19-30-401-022

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,717 sqft
1st Floor Area720 sqft
2nd Floor Area997 sqft

Exterior

Year BuiltBuilt 2001
Exterior MaterialFrame Siding
Lot Area1,711 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address13 CLARA CT
CityALGONQUIN
StateIL
Zip60102-6848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0002165 (RE-RECORD) NELY 23.77FT SWLY 52.77FT LT 45 WINDING CREEK UNIT 1
Legal Range08E
Legal Township43N
Legal Section30
Legal SubdivisionWINDING CREEK 01
Legal Lot Number45
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4002
Census Tract871206

Owner

Source: McHenry County records · APN 19-30-401-022

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 CLARA CT, ALGONQUIN, IL 60102-6848
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jun 15, 2017Deed of Trust, Mortgage
SAUK VLY BK&TR
Jun 21, 2017Warranty Deed, Transfer · FHA Mortgage
SAUK VLY BK&TR
Jan 19, 2018Grant Deed
BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 19, 2018 · Amount on Record
Deed SaleJan 19, 2018 · Amount on Record
Prior SaleJul 29, 2002 · Amount on Record
Deed Document Number2017R0022494
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateJul 15, 2026
Property Address13 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number0000020245
Instrument DateJul 07, 2026
Instrument202620245
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CLARA CT, ALGONQUIN, IL 60102-6848

Mortgage

Document Number0000020245,
DateJul 15, 2026
Instrument202620245
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term252 Months
DueJul 01, 2047
Interest
Rate6.52%
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address13 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number0000002166
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CLARA CT ALGONQUIN IL 601026848, ALGONQUIN, IL 60102-6848

Mortgage

Document Number0000002166
DateJan 19, 2018
Instrument2166
Lender
NameSAUK VLY BK&TR
TypeBank
AddressSTERLING, IL 61081
Agreement
AmountAmount Recorded
Term360 Months
DueJan 18, 2048
Interest
Rate TypeFixed Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 21, 2017
Property Address13 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number0000022494
Instrument DateMay 24, 2017
Instrument22494
Transaction TypeTransfer
Record UpdatedJul 04, 2017
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$282.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CLARA CT ALGONQUIN IL 601026848, ALGONQUIN, IL 60102-6848

Mortgage

Document Number22495
DateJun 21, 2017
Instrument22495
Lender
NameSAUK VLY BK&TR
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2047
Interest
Rate TypeFixed Rate

January 2018: Grant Deed

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJan 19, 2018
Property Address13 CLARA CT, ALGONQUIN, IL 60102-6848
Document Number0000002165
Instrument DateMay 24, 2017
Instrument2165
Record UpdatedJan 31, 2018
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$282.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CLARA CT ALGONQUIN IL 601026848, ALGONQUIN, IL 60102-6848

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$71,544 Land $14,925 Building $56,619$214,632 Land $44,775 Building $169,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemALGONQUIN
serves 30,700 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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