Flagler County property record for 15 Cherrytree Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,153 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $778,000 (May 2024) |
| Tax Bill | $9,007 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7016-00100-0500 |
| Primary APN | 07-11-31-7016-00100-0500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| Gross Area | 2,981 sqft |
| 1st Floor Area | 2,153 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 378 sqft |
| Pool Area | 86 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 CHERRYTREE CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 16 BL 10 LT 50 OR 202 PG 925 OR 357 PG 87 OR 381 PG 476 OR 707 PG 192 OR 1357/1912 OR 1783/1403 OR 1848/930 OR 2198/1769 OR 2449/367 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 10 |
| Legal Lot Number | 50 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60104 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Jun 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on Record |
| Deed Sale | May 16, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2020 · Amount on Record |
| Deed Document Number | 202420595 |
| Deed Book / Page | 2869 / 1787 |
| Prior Transfer Date | Dec 30, 2011 |
| Prior Transfer Doc | 0018480930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 15 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 15 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0028340895 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 2834/895 |
| Instrument | 2023054579 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 15 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024040063 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 2404/0063 |
| Instrument | 2019045580 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | ADEL, IA 50003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 12, 2020 |
| Property Address | 15 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0024490367 |
| Book / Page | 2449 / 367 |
| Map Reference | MB 6 PG 85 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 2020021805 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12345 UNIVERSITY AVE STE 200, 12345, DES MOINES, IA 50325-8284 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 MEDWAY ST, NORFOLK, MA 02056-1328 |
| Document Number | 0002449369 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2449/369 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 13, 2017 |
| Property Address | 15 CHERRYTREE CT, PALM COAST, FL 32137-9050 |
| Document Number | 0021981769 |
| Book / Page | 2198 / 1769 |
| Map Reference | MB6 PG85 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 2017013111 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COAST TITLE INS AG INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 CHERRYTREE CT, 15, PALM COAST, FL 32137-9050 |
| Name | Verified Name |
|---|---|
| Address | 12345 UNIVERSITY AVE STE 200, 200, CLIVE, IA 50325-8284 |
| Document Number | 2017013112 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 2017013112 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,007.00 (-11.69%) | $543,749 (-5.86%) | $619,706 (+7.3%) Land $156,000 Building $463,706 |
| 2024 | $10,199.00 (+9.5%) | ||
| 2023 | $9,314.00 (+4.93%) | $577,568 (+3.6%) Land $156,000 Building $421,568 | $577,568 (+3.6%) Land $156,000 Building $421,568 |
| 2022 | $8,876.00 | $557,480 Land $158,000 Building $399,480 | $557,480 Land $158,000 Building $399,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 21 (2001–2024) |
| Claims Outside the SFHA | 18 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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