17 Cherrytree Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 17 Cherrytree Ct, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,135 sqft · built 2018
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$639,000 (Dec 2020)
Tax Bill$12,566 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Oct 2018 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN07-11-31-7016-00100-0510

Property Details

APN / Parcel Number

Primary APN07-11-31-7016-00100-0510

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,135 sqft Heated Area
Gross Area4,162 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
DrivewayDriveway
Driveway Area940 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address17 CHERRYTREE CT
CityPALM COAST
StateFL
Zip32137-9050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 16 BL 10 LT 51 OR 180 PG 679 OR 605 PG 269 OR 2016/1386-1387-ACM& DC- GEORGE OR 2009/1361 OR 2234/ 1629
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block10
Legal Lot Number51
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2002
Census Tract60104

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address17 CHERRYTREE CT, PALM COAST, FL 32137-9050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Oct 18, 2018Loan Modification, Mortgage
AMERIS BK
Oct 10, 2017Warranty Deed, Transfer · ARM
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2020 · Amount on Record
Deed SaleDec 28, 2020 · Amount on Record
Prior SaleOct 10, 2017 · Amount on Record
Deed Document Number2020054636
Deed Book / Page2509 / 1371
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 28, 2020
Property Address17 CHERRYTREE CT, PALM COAST, FL 32137-9050
Document Number0025091371
Book / Page2509 / 1371
Map ReferenceMB 6 PG 81-86
Instrument DateDec 4, 2020
Instrument2020054636
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,473.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 COLLINGWOOD LN, 18, PALM COAST, FL 32137-8919

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 CHERRYTREE CT, PALM COAST, FL 32137-9050

Mortgage

Document Number0025091373
DateDec 28, 2020
Instrument2509/1373
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address17 CHERRYTREE CT, PALM COAST, FL 32137-9050
Document Number0023130571
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address17 CHERRYTREE CT PALM COAST FL 32137, PALM COAST, FL 32137

Mortgage

Document Number0023130571
DateOct 19, 2018
Book Page002313/000571
Instrument39547
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
AmountAmount Recorded
Term360 Months
DueOct 18, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 10, 2017
Property Address17 CHERRYTREE CT, PALM COAST, FL 32137-9050
Document Number0022341629
Book / Page2234 / 1629
Map ReferenceMB6 PG81-86
Instrument DateOct 4, 2017
Instrument2017035274
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 CHERRYTREE CT, 11, PALM COAST, FL 32137-9050

Transferred To (Grantee/Buyer)

NameVerified Name
Address4460 HODGES BLVD APT 808, 808, JACKSONVILLE, FL 32224-5209

Mortgage

Document Number2017035281
DateOct 10, 2017
Instrument2017035281
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateNov 1, 2022
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate9.5%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,566.00 (+20.01%) Homeowner's exemption$734,599 (+17%) Land $156,000 Building $578,599$734,599 (+17%) Land $156,000 Building $578,599
2023$10,471.00 (+3.96%)$627,866 (+0.61%) Land $156,000 Building $471,866$627,866 (+0.61%) Land $156,000 Building $471,866
2022$10,072.00$624,056 Land $158,000 Building $466,056$624,056 Land $158,000 Building $466,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims21 (2001–2024)
Claims Outside the SFHA18 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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