8 Cherrytree Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 8 Cherrytree Ct, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,512 sqft · built 2023
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$830,000 (Jan 2024)
Tax Bill$11,414 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jan 2022 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (moderate risk)
APN07-11-31-7016-00100-0390

Property Details

APN / Parcel Number

Primary APN07-11-31-7016-00100-0390

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,512 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address8 CHERRYTREE CT
CityPALM COAST
StateFL
Zip32137-9050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 16 BLOCK 00010 LOT 0039 SUBDIVISION COMPLETION YEAR 1980 OR 187 PG 310 OR 295 PG 791 OR 432 PG 203
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block10
Legal Lot Number39
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2002
Census Tract60104

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8 CHERRYTREE CT, PALM COAST, FL 32137-9050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Warranty Deed, Transfer · Conventional Mortgage
READY RATE
Jan 31, 2022Warranty Deed, Construction Loan · Construction Mortgage
AMERIS BANK
Dec 30, 2020Warranty Deed, Transfer
WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleJan 31, 2022 · Amount on Record
Deed Document Number2024000726
Deed Book / Page2838 / 274
Record UpdatedJun 8, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 5, 2024
Property Address8 CHERRYTREE CT, PALM COAST, FL 32137-9050
Document Number0028380274
Book / Page2838 / 274
Map ReferenceMB 6 PG 81-86
Instrument DateDec 29, 2023
Instrument2024000726
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1272 PALM COAST PKWY SW, PALM COAST, FL 32137-4700

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CHERRYTREE CT, PALM COAST, FL 32137-9050

Mortgage

Document Number0002838276
DateJan 5, 2024
Instrument2838/276
Lender
NameREADY RATE
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

January 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 31, 2022
Property Address8 CHERRYTREE CT, PALM COAST, FL 32137-9050
Document Number0026531524
Book / Page2653 / 1524
Map ReferenceMB 6 PG 81-86
Instrument DateJan 28, 2022
Instrument2022005484
Transaction TypeConstruction Loan
Record UpdatedApr 29, 2024
Title CompanyAGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 CHARLES CT, PALM COAST, FL 32137-8358

Transferred To (Grantee/Buyer)

NameVerified Name
Address1272 PALM COAST PKWY SW, PALM COAST, FL 32137-4700

Mortgage

Document Number0026531525
DateJan 31, 2022
Instrument2653/1525
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateFeb 1, 2028
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change10.5%
IndexOther
Max Rate10.5%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 30, 2020
Property Address8 CHERRYTREE CT, PALM COAST, FL 32137-9050
Document Number0025101162
Book / Page002510 / 001162
Instrument DateDec 17, 2020
Instrument55047
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$875.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 FARGO AVE SKOKIE IL 600763946, SKOKIE, IL 60076-3946

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,414.00 (+263.27%) Homeowner's exemption Disabled Person's exemption$676,191 (+298.7%)$691,916 (+307.97%) Land $156,000 Building $535,916
2023$3,142.00 (+31.52%)$169,600 (+7.34%) Land $156,000 Building $13,600$169,600 (+7.34%) Land $156,000 Building $13,600
2022$2,389.00$158,000 Land $158,000$158,000 Land $158,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims21 (2001–2024)
Claims Outside the SFHA18 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 9 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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