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15 Charleston Sq, Ormond Beach, FL 32174 Property Records

Volusia County property record for 15 Charleston Sq, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,587 sqft · built 1986
Lot Size0.184 acres (8,025 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jun 2009)
Tax Bill$1,330 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN4242-94-00-0490

Property Details

APN / Parcel Number

Primary APN4242-94-00-0490
Alternative APNs
  • 32144294000490
  • 42143294000490
  • 4739246.0
  • 4739246

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,587 sqft Living Area
Gross Area2,049 sqft
1st Floor Area1,587 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2025
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,025 sqft (0.184 acres)
Lot Dimensions107 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area330 sqft
PorchFinished/Open Porch
Porch Area16 sqft
Patio Area582 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4739246
Street Address15 CHARLESTON SQ
CityORMOND BEACH
StateFL
Zip32174-7599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 49 CHARLESTON SQUARE SUB MB 39 PGS 155-156 INC PER OR 3799 PG 4028 PER OR 5391 PG 2513 PER OR 5699 PG 1414 PER OR 5733 PG 0646 PER OR 6296 PGS 0712-0713 PER OR 6366 PGS 2802-2803
Legal Range32E
Legal Township14S
Legal Section42
Legal SubdivisionCHARLESTON SQUARE SUB MB
Legal Tract94
Legal Lot Number49
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3019
Census Tract80803

Owner

Source: Volusia County records · APN 4242-94-00-0490

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 CHARLESTON SQ, ORMOND BEACH, FL 32174-7599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2009 · Amount on Record
Deed SaleJun 22, 2009 · Amount on Record
Prior SaleNov 17, 2008
Deed Document Number2009111858
Deed Book / Page6366 / 2802
Prior Transfer DateDec 23, 2005
Prior Transfer Doc0057330646
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address15 CHARLESTON SQ, ORMOND BEACH, FL 32174-7599
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 CHARLESTON SQ, ORMOND BEACH, FL 32174-7599

Mortgage

Document Number0082523745
DateMay 12, 2022
Book Page8252/3745
Instrument2022113620
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 06, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address15 CHARLESTON SQ, ORMOND BEACH, FL 32174-7599
Document Number0075004319
Book / Page007500 / 004319
Instrument DateJan 24, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 CHARLESTON SQ ORMOND BEACH FL 321747599, ORMOND BEACH, FL 32174-7599

Mortgage

Document Number0075004319
DateJan 29, 2018
Book Page007500/004319
Instrument18458
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2048

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$127,092 (+2.7%)$300,842 (+10.58%) Land $29,700 Building $271,142
2025$1,330.00 (+8.57%) Homeowner's exemption$123,751 (+5.99%)$272,067 (+0.96%) Land $29,700 Building $242,367
2023$1,225.00 (+4.26%) Homeowner's exemption$116,762 (+3%)$269,474 (+13.32%) Land $29,700 Building $239,774
2022$1,175.00 Homeowner's exemption$113,361$237,806 Land $27,101 Building $210,705

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 192 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims44 (1991–2024)
Claims Outside the SFHA9 of 44
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 11 claims
  • Hurricane Ian, Sep 2022 · 7 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wire 3 HoldingsFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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