Volusia County property record for 14 Charleston Sq, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,525 sqft · built 1985 |
| Owner | Individual Name on File |
| Last Sale | $422,000 (May 2023) |
| Tax Bill | $5,569 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4242-94-00-0070 |
| Primary APN | 4242-94-00-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 276 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 612 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4738789.0 |
|---|---|
| Old Parcel Number | 32144294000070 |
| Street Address | 14 CHARLESTON SQ |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-7576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 CHARLESTON SQUARE SUB MB 39 PGS 155-156 PER OR 4894 PG 4876 PER OR 6900 PGS 2310-2311 PER OR 7921 PG 0087 PER OR 8404 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 42 |
| Legal Subdivision | SQUARE |
| Legal Tract | 94 |
| Legal Lot Number | 7 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 80803 |
Source: Volusia County records · APN 4242-94-00-0070
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | Oct 02, 2020 · Amount on Record |
| Deed Document Number | 2023095121 |
| Deed Book / Page | 8404 / 3887 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 10, 2023 |
| Property Address | 14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576 |
| Document Number | 0084043887 |
| Book / Page | 8404 / 3887 |
| Map Reference | MB 39 PG 155 |
| Instrument Date | May 05, 2023 |
| Instrument | 2023095121 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2023 |
| Title Company | COAST TITLE AND ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,954.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 NORTH ST, NEW SMYRNA BEACH, FL 32168-5725 |
| Name | Verified Name |
|---|---|
| Address | 14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576 |
| Document Number | 0084043888 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 8404/3888 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 02, 2020 |
| Property Address | 14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576 |
| Document Number | 0079210087 |
| Book / Page | 7921 / 87 |
| Map Reference | MB 39 PG 155 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020-188968 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 CHARLESTON SQ, 16, ORMOND BEACH, FL 32174-7576 |
| Name | Verified Name |
|---|---|
| Address | 14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576 |
| Investor | Possibly a Property Investor |
| Document Number | 0000792189 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 7921/89 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,569.00 (+95.27%) Homeowner's exemption | $355,635 (+64.35%) Land $33,000 Building $322,635 | $355,635 (+0.59%) Land $33,000 Building $322,635 |
| 2023 | $2,852.00 (+3.33%) Homeowner's exemption | $216,383 (+3%) | $353,563 (+41.23%) Land $33,000 Building $320,563 |
| 2022 | $2,760.00 Homeowner's exemption | $210,081 | $250,347 Land $27,000 Building $223,347 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 44 (1991–2024) |
| Claims Outside the SFHA | 9 of 44 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 211 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ORMOND BEACH serves 59,744 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures