14 Charleston Sq, Ormond Beach, FL 32174 Property Records

Volusia County property record for 14 Charleston Sq, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,525 sqft · built 1985
OwnerIndividual Name on File
Last Sale$422,000 (May 2023)
Tax Bill$5,569 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4242-94-00-0070

Property Details

APN / Parcel Number

Primary APN4242-94-00-0070
Alternative APNs
  • 32144294000070
  • 4738789.0
  • 4738789

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,525 sqft Living Area
1st Floor Area1,525 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area276 sqft
PorchOpen Porch
Porch Area612 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4738789.0
Old Parcel Number32144294000070
Street Address14 CHARLESTON SQ
CityORMOND BEACH
StateFL
Zip32174-7576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 CHARLESTON SQUARE SUB MB 39 PGS 155-156 PER OR 4894 PG 4876 PER OR 6900 PGS 2310-2311 PER OR 7921 PG 0087 PER OR 8404
Legal Range32E
Legal Township14S
Legal Section42
Legal SubdivisionSQUARE
Legal Tract94
Legal Lot Number7
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group3
Census Block3018
Census Tract80803

Owner

Source: Volusia County records · APN 4242-94-00-0070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 02, 2020Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleOct 02, 2020 · Amount on Record
Deed Document Number2023095121
Deed Book / Page8404 / 3887
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMay 10, 2023
Property Address14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576
Document Number0084043887
Book / Page8404 / 3887
Map ReferenceMB 39 PG 155
Instrument DateMay 05, 2023
Instrument2023095121
Transaction TypeTransfer
Record UpdatedJun 05, 2023
Title CompanyCOAST TITLE AND ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,954.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 NORTH ST, NEW SMYRNA BEACH, FL 32168-5725

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576

Mortgage

Document Number0084043888
DateMay 10, 2023
Instrument8404/3888
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 02, 2020
Property Address14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576
Document Number0079210087
Book / Page7921 / 87
Map ReferenceMB 39 PG 155
Instrument DateSep 30, 2020
Instrument2020-188968
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 CHARLESTON SQ, 16, ORMOND BEACH, FL 32174-7576

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576
InvestorPossibly a Property Investor

Mortgage

Document Number0000792189
DateOct 02, 2020
Instrument7921/89
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,569.00 (+95.27%) Homeowner's exemption$355,635 (+64.35%) Land $33,000 Building $322,635$355,635 (+0.59%) Land $33,000 Building $322,635
2023$2,852.00 (+3.33%) Homeowner's exemption$216,383 (+3%)$353,563 (+41.23%) Land $33,000 Building $320,563
2022$2,760.00 Homeowner's exemption$210,081$250,347 Land $27,000 Building $223,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims44 (1991–2024)
Claims Outside the SFHA9 of 44
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 11 claims
  • Hurricane Ian, Sep 2022 · 7 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 14 claims

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 211 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Wire 3 Holdings
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemORMOND BEACH
serves 59,744 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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