12 Charleston Sq, Ormond Beach, FL 32174 Property Records

Volusia County property record for 12 Charleston Sq, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1985
Lot Size	0.184 acres (8,025 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jan 2024)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4242-94-00-0060`

Property Details

APN / Parcel Number

Primary APN	`4242-94-00-0060`
Alternative APNs	`32144294000060` `4738771.0` `4738771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,025 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	260 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4738771.0
Old Parcel Number	32144294000060
Street Address	12 CHARLESTON SQ
City	ORMOND BEACH
State	FL
Zip	32174-7576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 CHARLESTON SQUARE SUB MB 39 PGS 155-156 INC PER OR 3377 PG 0093 PER OR 7055 PG 1408 PER OR 8175 PG 4518 PER OR 8512 PG
Legal Range	32E
Legal Township	14S
Legal Section	42
Legal Subdivision	SQUARE
Legal Tract	94
Legal Lot Number	6
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	3
Census Block	3018
Census Tract	80803

Owner

Source: Volusia County records · APN 4242-94-00-0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 22, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	2024019840
Deed Book / Page	8512 / 3755
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 31, 2024
Property Address	12 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576
Document Number	0085123755
Book / Page	8512 / 3755
Map Reference	MB 39 PG 155&156
Instrument Date	Jan 29, 2024
Instrument	2024019840
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	SMARTTITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576

Mortgage

Document Number	0085123758
Date	Jan 31, 2024
Instrument	8512/3758

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Mortgage

Document Number	0085123773
Date	Jan 31, 2024
Book Page	8512/3773
Instrument	2024019842

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 22, 2021
Property Address	12 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576
Document Number	0081754518
Book / Page	8175 / 4518
Map Reference	MB 39 PG 155&156
Instrument Date	Nov 15, 2021
Instrument	2021305081
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PSC 3 BOX 586586, 586586, APOAE XX 9021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHARLESTON SQ, ORMOND BEACH, FL 32174-7576

Mortgage

Document Number	0081754520
Date	Dec 22, 2021
Instrument	8175/4520

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,905.00 (+27.66%) Homeowner's exemption	$261,898 (+11.88%) Land $29,700 Building $232,198	$261,898 (+0.82%) Land $29,700 Building $232,198
2023	$3,059.00 (+0.86%) Senior Citizen's exemption	$234,096 (+3%)	$259,769 (+14.3%) Land $29,700 Building $230,069
2022	$3,033.00 Senior Citizen's exemption	$227,278 Land $27,101 Building $200,177	$227,278 Land $27,101 Building $200,177

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 192 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	44 (1991–2024)
Claims Outside the SFHA	9 of 44
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 11 claims Hurricane Ian, Sep 2022 · 7 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 14 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wire 3 Holdings	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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