15 Cactus Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 15 Cactus Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,447 sqft · built 1985
Lot Size	0.045 acres (1,978 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (May 2011)
Tax Bill	$9,670 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00425-0000-00028-01`

Property Details

APN / Parcel Number

Primary APN	`05-00425-0000-00028-01`
Alternative APNs	`05 00425-0000-00028-A` `0500425000000028000A` `00012284`

Interior

Building Area	1,447 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	1,978 sqft (0.045 acres)
Lot Dimensions	76 ft deep x 26 ft wide

Location & Zoning

Street Address	15 CACTUS CT
City	EDISON
State	NJ
Zip	08820-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	26X76
Legal Subdivision	DOGWOOD MDWS I SEC 01-C
Legal Block	425
Legal Lot Number	28.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2004
Census Tract	1413

Owner

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 CACTUS CT, EDISON, NJ 08820-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 5, 2011 · Amount on Record
Deed Sale	May 5, 2011 · Amount on Record
Prior Sale	Dec 29, 2003 · Amount on Record
Deed Document Number	20114614
Deed Book / Page	6252 / 689
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	15 CACTUS CT, EDISON, NJ 08820-1432
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	AMERICAN TITLE PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048694
Date	Jun 25, 2019
Book Page	17535/0747
Instrument	2019048694

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	15 CACTUS CT, EDISON, NJ 08820-1432
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000171
Date	Jan 3, 2022
Book Page	18765/1550
Instrument	2022000171

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	15 CACTUS CT, EDISON, NJ 08820-1432
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047520
Date	Apr 6, 2021
Book Page	18379/570
Instrument	2021047520

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,500 (-) Land $65,000 Building $97,500	$162,500 (-) Land $65,000 Building $97,500
2025	$9,670.00 (+3.82%)	$162,500 (-) Land $65,000 Building $97,500	$162,500 (-) Land $65,000 Building $97,500
2024	$9,314.00 (+0.47%)
2023		$162,500 Land $65,000 Building $97,500	$162,500 Land $65,000 Building $97,500
2022	$9,270.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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