13 Cactus Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 13 Cactus Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,447 sqft · built 1985
Lot Size	0.045 acres (1,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$553,000 (Apr 2024)
Tax Bill	$8,873 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00425-0000-00028-02`

Property Details

APN / Parcel Number

Primary APN	`05-00425-0000-00028-02`
Alternative APNs	`05 00425-0000-00028-B` `0500425000000028000B` `00012285`

Interior

Building Area	1,447 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	1,978 sqft (0.045 acres)
Lot Dimensions	76 ft deep x 26 ft wide

Location & Zoning

Street Address	13 CACTUS CT
City	EDISON
State	NJ
Zip	08820-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	26X76
Legal Subdivision	DOGWOOD MDWS I SEC 1-C
Legal Block	425
Legal Lot Number	28.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2004
Census Tract	1413

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 CACTUS CT, EDISON, NJ 08820-1432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 11, 2023	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	202422053
Deed Book / Page	19443 / 492
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 19, 2024
Property Address	13 CACTUS CT, EDISON, NJ 08820-1432
Document Number	0000022053
Book / Page	19443 / 492
Instrument Date	Jan 26, 2024
Instrument	2024022053
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,155.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 CACTUS CT, EDISON, NJ 08820-1432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13 CACTUS CT, EDISON, NJ 08820-1432

Mortgage

Document Number	0000022054
Date	Apr 19, 2024
Book Page	19443/504
Instrument	2024022054

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2053

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 11, 2023
Property Address	13 CACTUS CT, EDISON, NJ 08820-1432
Document Number	0000053351
Book / Page	19295 / 671
Instrument Date	Aug 8, 2023
Instrument	2023053351
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,155.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 CACTUS CT, EDISON, NJ 08820-1432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 CACTUS CT, EDISON, NJ 08820-1432

Mortgage

Document Number	0000053352
Date	Sep 11, 2023
Instrument	2023053352

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,100 (-) Land $65,000 Building $84,100	$149,100 (-) Land $65,000 Building $84,100
2025	$8,873.00 (+3.83%)	$149,100 (-) Land $65,000 Building $84,100	$149,100 (-) Land $65,000 Building $84,100
2024	$8,546.00 (+0.47%)
2023		$149,100 (-) Land $65,000 Building $84,100	$149,100 (-) Land $65,000 Building $84,100
2022	$8,506.00	$149,100 Land $65,000 Building $84,100	$149,100 Land $65,000 Building $84,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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