12 Cactus Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 12 Cactus Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,447 sqft · built 1985
Lot Size	0.045 acres (1,978 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Aug 2021)
Tax Bill	$9,706 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00425-0000-00030-01`

Property Details

APN / Parcel Number

Primary APN	`05-00425-0000-00030-01`
Alternative APNs	`05 00425-0000-00030-A` `0500425000000030000A` `00012289`

Interior

Building Area	1,447 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	1,978 sqft (0.045 acres)
Lot Dimensions	76 ft deep x 26 ft wide

Location & Zoning

Street Address	12 CACTUS CT
City	EDISON
State	NJ
Zip	08820-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	26X76
Legal Subdivision	DOGWOOD MDWS 01 SEC 01-C
Legal Block	425
Legal Lot Number	30.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2004
Census Tract	1413

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 CACTUS CT, EDISON, NJ 08820-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Aug 26, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Apr 10, 2017	Grant Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	2021108964
Deed Book / Page	18597 / 1924
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	12 CACTUS CT, EDISON, NJ 08820-1432
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126536
Date	Oct 5, 2021
Book Page	18661/299
Instrument	2021126536

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 26, 2021
Property Address	12 CACTUS CT, EDISON, NJ 08820-1432
Document Number	0000108964
Book / Page	18597 / 1924
Instrument Date	Jul 21, 2021
Instrument	2021108964
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 FISHEL RD, 20, EDISON, NJ 08820-3217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CACTUS CT, EDISON, NJ 08820-1432

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 10, 2017
Property Address	12 CACTUS CT, EDISON, NJ 08820-1432
Document Number	0000006628
Book / Page	006965 / 000482
Instrument Date	Mar 21, 2017
Instrument	6628
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CACTUS CT EDISON NJ 088201432, EDISON, NJ 08820-1432

Mortgage

Document Number	9667
Date	Apr 10, 2017
Book Page	016738/000389
Instrument	9667

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2037

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,100 (-) Land $65,000 Building $98,100	$163,100 (-) Land $65,000 Building $98,100
2025	$9,706.00 (+3.83%)	$163,100 (-) Land $65,000 Building $98,100	$163,100 (-) Land $65,000 Building $98,100
2024	$9,348.00 (+0.47%)
2023		$163,100 Land $65,000 Building $98,100	$163,100 Land $65,000 Building $98,100
2022	$9,304.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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