St. Johns County property record for 15 Bernard St, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,250 sqft · built 1910 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Dec 2017) |
| Tax Bill | $7,721 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 192490-0000 |
| Primary APN | 192490-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,105 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 98 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 32 sqft |
| Patio Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 BERNARD ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MASTERS TRACT-CITY-BLK C (4) W50FT OF E426FT ON S R/W BERNARD ST AKA W24FT LOT 5 & E26FT LOT 6 IAW 1923 CITY MAP OR3973/581 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 07 |
| Legal Subdivision | MASTERS TRACT |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 192490-0000
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Prior Sale | Jan 06, 2015 · Amount on Record |
| Deed Document Number | 201786311 |
| Deed Book / Page | 4479 / 1953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8624 SW 4TH PL, GAINESVILLE, FL 32607-1407 |
| Document Number | 0051490165 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 5149/165 |
| Instrument | 2021003550 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,243 (-34.95%) | $454,456 (+5.12%) Land $182,000 Building $272,456 | |
| 2025 | $7,721.00 (+11.87%) Homeowner's exemption | $432,329 (-0.18%) | $432,329 (-0.18%) Land $182,000 Building $250,329 |
| 2024 | $6,902.00 (+7.04%) | $433,113 (+4.75%) | $433,113 (+4.75%) Land $182,000 Building $251,113 |
| 2023 | $6,448.00 (+9.6%) | $413,475 (+10.7%) | $413,475 (+10.7%) Land $182,000 Building $231,475 |
| 2022 | $5,883.00 | $373,519 | $373,519 Land $178,360 Building $195,159 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the North City Historic District listed 2009 · 184 contributing resources · NRIS 09000778 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures