St. Johns County property record for 21 Bernard St, Saint Augustine, FL 32084 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 996 sqft Living Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Last Sale | $125,000 (2011) |
| Tax Bill | $4,836.00 (2025) |
| Primary APN | 192530-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 996 sqft Living Area |
| 1st Floor | 704 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Depth X Width | 97 ft x 23 ft Depth x Width |
| Deck Area | 16 sqft Deck |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 21 BERNARD ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3203 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MASTERS TRACT-CITY-BLK C (8) W23.4FT OF E578.2FT ON S R/W BERNARD ST AKA W20.2FT LOT 10 & E3.2FT LOT 11 IAW 1923 CITY MAP OR3470/1063 & 5877/992(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 07 |
| Legal Subdivision | MASTERS TRACT |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2065 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 192530-0000
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1275 BELLMORE AVE, NORTH BELLMORE, NY 11710-5511 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO |
| Mar 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 28, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2011 · Amount on Record |
| Deed Sale | Sep 02, 2011 · Amount on Record |
| Prior Sale | Oct 17, 2005 · Amount on Record |
| Deed Doc Number | 201144171 |
| Deed Book / Page | 3470 / 1063 |
| Last Transfer Date | Dec 21, 2023 |
| Transfer Doc | 0058770992 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 21 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2740 UNION BLVD, ISLIP, NY 11751-3208 |
| Document Number | 0055600312 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 5560/312 |
| Instrument | 2022050116 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 21 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 21 BERNARD ST, ST AUGUSTINE, FL 32084-3203 |
| Document Number | 0057261971 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 5726/1971 |
| Instrument | 2023020982 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 28, 2023 |
| Property Address | 21 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Document Number | 0058770992 |
| Book / Page | 5877 / 992 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023099988 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2740 UNION BLVD, ISLIP, NY 11751-3208 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1275 BELLMORE AVE, NORTH BELLMORE, NY 11710-5511 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,348 (+2.27%) | $271,379 (+6.2%) Land $83,720 Building $187,659 | |
| 2025 | $4,836.00 (+11.63%) | $255,547 (+5.31%) | $255,547 (+5.31%) Land $83,720 Building $171,827 |
| 2024 | $4,332.00 (+7.41%) | ||
| 2023 | $4,033.00 (+17.96%) | $242,660 (+18.62%) | $242,660 (+18.62%) Land $83,720 Building $158,940 |
| 2022 | $3,419.00 | $204,575 | $204,575 Land $82,046 Building $122,529 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the North City Historic District listed 2009 · 184 contributing resources · NRIS 09000778 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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