St. Johns County property record for 13 Bernard St, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,192 sqft Living Area |
| Lot Size | 4,791 sqft (0.11 acres) |
| Garage | Attached, 345 sqft |
| Last Sale | $335,000 (2019) |
| Tax Bill | $9,288.00 (2025) |
| Primary APN | 192480-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,649 sqft Gross Area |
| 1st Floor | 997 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,791 sqft (0.11 acres) |
| Depth X Width | 98 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 345 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 13 BERNARD ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3203 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MASTERS TRACT-CITY-BLK C (3) W50FT OF E376FT ON S R/W BERNARD ST AKA W24FT OF LOT 4 & E26FT OF LOT 5 IAW 1923 CITY MAP OR4766/1527 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 07 |
| Legal Subdivision | MASTERS TRACT |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2065 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 192480-0060
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 398 MARSH POINT CIR, SAINT AUGUSTINE, FL 32080-5861 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2019 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Jan 06, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Prior Sale | Jan 06, 2017 · Amount on Record |
| Deed Doc Number | 201954382 |
| Deed Book / Page | 4766 / 1527 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 26, 2019 |
| Property Address | 13 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Document Number | 0047661527 |
| Book / Page | 004766 / 001527 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 54382 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2019 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 398 MARSH POINT CIR ST AUGUSTINE FL 320805861, ST AUGUSTINE, FL 32080-5861 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 13 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Document Number | 0043871555 |
| Book / Page | 004387 / 001555 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 13 BERNARD ST ST AUGUSTINE FL 320843203, ST AUGUSTINE, FL 32084-3203 |
| Document Number | 0043871555 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 004387/001555 |
| Instrument | 40438 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 06, 2017 |
| Property Address | 13 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Document Number | 0043131518 |
| Book / Page | 4313 / 1518 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 2017001494 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 C ST, 14, SAINT AUGUSTINE, FL 32080-6909 |
| Name | Verified Name |
|---|---|
| Address | 13 BERNARD ST, SAINT AUGUSTINE, FL 32084-3203 |
| Document Number | 2017001497 |
|---|---|
| Date | Jan 06, 2017 |
| Instrument | 2017001497 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,117 (-2.41%) | $537,895 (+6.02%) Land $182,000 Building $355,895 | |
| 2025 | $9,288.00 (+11.5%) | $507,330 (+4.4%) | $507,330 (+4.4%) Land $182,000 Building $325,330 |
| 2024 | $8,330.00 (+7.29%) | ||
| 2023 | $7,764.00 (+10.16%) | $485,928 (+12.35%) | $485,928 (+12.35%) Land $182,000 Building $303,928 |
| 2022 | $7,048.00 | $432,525 | $432,525 Land $178,360 Building $254,165 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the North City Historic District listed 2009 · 184 contributing resources · NRIS 09000778 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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