15 Bay 2nd St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 15 Bay 2nd St, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Deeds & MortgagesDec 2016 Mortgage
Jan 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN472889 397.-2-43

Property Details

APN / Parcel Number

Primary APN472889 397.-2-43
Alternative APNs
  • 0500-397.00-02.00-043.000
  • 288939700000020430000000
  • 472800831370
  • 601420

Exterior

Lot Area6,098 sqft (0.14 acres)
Lot Dimensions106 ft deep x 60 ft wide

Location & Zoning

Account Number601420
Street Address15 BAY 2ND ST
CityISLIP
StateNY
Zip11751-4405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionX2219251Y182142 T059H00000000
Legal SubdivisionISLIP PK
Legal Block7000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1017
Census Tract147402

Owner

15 Bay 2nd St is owned and occupied by two individuals who acquired it in December 2001.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address15 BAY 2ND ST, ISLIP, NY 11751-4405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2016Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jan 17, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 19, 2001
Transfer Doc0121680053
Record UpdatedOct 29, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address15 BAY 2ND ST, ISLIP, NY 11751-4405
Document Number0227790018
Instrument DateDec 7, 2016
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyUNITED AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 BAY 2ND ST ISLIP NY 117514405, ISLIP, NY 11751-4405

Mortgage

Document Number0227790018
DateJan 17, 2017
Book Page022779/000018
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 16, 2047

January 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Recording DateJan 17, 2017
Property Address15 BAY 2ND ST, ISLIP, NY 11751-4405
Document Number0227790019
Book / Page022779 / 000019
Instrument DateDec 7, 2016
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 BAY 2ND ST ISLIP NY 117514405, ISLIP, NY 11751-4405

Mortgage

Document Number227790019
DateJan 17, 2017
Book Page022779/000019
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 16, 2042
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$43,000 Land $10,700 Building $32,300
2024$605,634 (+2.54%) Land $150,704 Building $454,930
2023$43,000 Land $10,700 Building $32,300$590,659 Land $146,978 Building $443,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Bay 2nd St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims19 (1980–2023)
Claims Outside the SFHA18 of 19
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Bay 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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