10 Bay 2nd St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 10 Bay 2nd St, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Lot Size0.29 acres (12,632 sqft)
Owner2 Company Names on Record
Last Sale$405,000 (Jul 2010)
Deeds & MortgagesNov 2021 Refinance
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 397.-2-51

Property Details

APN / Parcel Number

Primary APN472889 397.-2-51
Alternative APNs
  • 0500-397.00-02.00-051.000
  • 288939700000020510000000
  • 472800831450
  • 601760

Exterior

Lot Area12,632 sqft (0.29 acres)
Lot Dimensions106 ft deep x 120 ft wide

Location & Zoning

Account Number601760
Street Address10 BAY 2ND ST
CityISLIP
StateNY
Zip11751-4406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionX2218905Y182014 T059H00000000
Legal SubdivisionISLIP PARK
Legal Block7000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1018
Census Tract147402

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10 BAY 2ND ST, ISLIP, NY 11751-4406
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BETHPAGE FCU
Feb 14, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA
Mar 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2010 · Amount on Record
Deed SaleJul 19, 2010 · Amount on Record
Prior SaleMay 18, 1998 · Amount on Record
Deed Book / PageD12631 / 641
Last Transfer DateSep 13, 2012
Transfer Doc0127250285
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address10 BAY 2ND ST, ISLIP, NY 11751-4406
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233450370
DateNov 13, 2021
Book Page23345/370
InstrumentDM046941
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address10 BAY 2ND ST, ISLIP, NY 11751-4406
Document Number0231150775
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BAY 2ND ST ISLIP NY 117514406, ISLIP, NY 11751-4406

Mortgage

Document Number0231150775
DateMar 17, 2020
Book Page023115/000775
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 16, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address10 BAY 2ND ST, ISLIP, NY 11751-4406
Document Number0229110113
Instrument DateMar 1, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BAY 2ND ST ISLIP NY 117514406, ISLIP, NY 11751-4406

Mortgage

Document Number0229110113
DateMar 23, 2018
Book Page022911/000113
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 22, 2028

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$56,700 (-) Land $14,600 Building $42,100
2024$798,592 (+2.54%) Land $205,634 Building $592,958
2023$56,700 Land $14,600 Building $42,100$778,846 Land $200,549 Building $578,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims19 (1980–2023)
Claims Outside the SFHA18 of 19
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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