12 Bay 2nd St, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 12 Bay 2nd St, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$792,000 (Aug 2024)
Deeds & MortgagesJun 2023 Line of Credit
May 2018 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 397.-2-52

Property Details

APN / Parcel Number

Primary APN472889 397.-2-52
Alternative APNs
  • 0500-397.00-02.00-052.000
  • 288939700000020520000000
  • 472800831460
  • 601770

Exterior

Lot Area12,632 sqft (0.29 acres)
Lot Dimensions106 ft deep x 120 ft wide

Location & Zoning

Account Number601770
Street Address12 BAY 2ND ST
CityISLIP
StateNY
Zip11751-4406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionX2219004Y182006 T059H00000000
Legal SubdivisionMAP ISLIP PARK
Legal Block7000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group1
Census Block1018
Census Tract147402

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address475 PACIFIC ST, MASSAPEQUA PARK, NY 11762-1313
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
May 16, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
VALLEY NATIONAL BANK
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Prior SaleJun 2, 2006 · Amount on Record
Deed Book / Page13258 / 262
Prior Transfer DateApr 12, 1996
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address12 BAY 2ND ST, ISLIP, NY 11751-4406
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235120669
DateJun 10, 2023
Book Page23512/669
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address12 BAY 2ND ST, ISLIP, NY 11751-4406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229260607
DateMay 16, 2018
Book Page22926/607
Instrument18-0090283
Lender
NameVALLEY NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address12 BAY 2ND ST, ISLIP, NY 11751-4406
Document Number0227960113
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2018
Title CompanyALL STATE ABSTRACT CORPORATION, ALL STATE ABSTRACT CORP.

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 BAY 2ND ST ISLIP NY 117514406, ISLIP, NY 11751-4406

Mortgage

Document Number0227960113
DateMar 7, 2017
Book Page022796/000113
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 6, 2032

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$44,400 (-8.45%) Land $13,600 Building $30,800
2024$683,098 (+2.54%) Land $191,549 Building $491,549
2023$48,500 Land $13,600 Building $34,900$666,209 Land $186,813 Building $479,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims19 (1980–2023)
Claims Outside the SFHA18 of 19
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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