Fluvanna County property record for 15 Austin Dr, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,196 sqft · built 1988 |
| Lot Size | 0.634 acres (27,617 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (May 2026) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 8 261 |
| Primary APN | 18A 8 261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,617 sqft (0.634 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7530 |
|---|---|
| Street Address | 15 AUSTIN DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 957-639 NAHOR-8 LOT 261 27,612 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 26 |
| Legal Lot Number | 261 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 8 261
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 AUSTIN DR, PALMYRA, VA 22963-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 15, 2022 | Deed of Trust, Mortgage · VA Mortgage FINANCE AMERICA MTG LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Feb 07, 2018 · Amount on Record |
| Deed Document Number | 20261560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | May 26, 2026 |
| Property Address | 15 AUSTIN DR, PALMYRA, VA 22963-2737 |
| Document Number | 0000001560 |
| Instrument Date | May 21, 2026 |
| Instrument | 20261560 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,835.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 AUSTIN DR, PALMYRA, VA 22963-2737 |
| Document Number | 0000001561, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20261561 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 15 AUSTIN DR, PALMYRA, VA 22963-2737 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001385 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 220001385 |
| Name | FINANCE AMERICA MTG LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,000 (-) Land $33,000 Building $297,000 | $330,000 (-) Land $33,000 Building $297,000 | |
| 2025 | $2,491.00 (+0.65%) | $330,000 (+55.37%) Land $33,000 Building $297,000 | $330,000 (+55.37%) Land $33,000 Building $297,000 |
| 2024 | $2,475.00 (+38.11%) | ||
| 2023 | $212,400 Land $33,000 Building $179,400 | $212,400 Land $33,000 Building $179,400 | |
| 2022 | $1,792.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures