15 Austin Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 15 Austin Dr, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,196 sqft · built 1988
Lot Size0.634 acres (27,617 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (May 2026)
Tax Bill$2,491 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 8 261

Property Details

APN / Parcel Number

Primary APN18A 8 261
Alternative APN
  • 7530

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Finished Basement1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,617 sqft (0.634 acres)
TerrainRolling
PorchPorch
Porch Area36 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7530
Street Address15 AUSTIN DR
CityPALMYRA
StateVA
Zip22963-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDB 957-639 NAHOR-8 LOT 261 27,612 SF
Legal SubdivisionLAKE MONTICELLO
Legal Block26
Legal Lot Number261
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group3
Census Block3001
Census Tract20104

Owner

Source: Fluvanna County records · APN 18A 8 261

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 AUSTIN DR, PALMYRA, VA 22963-2737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Apr 15, 2022Deed of Trust, Mortgage · VA Mortgage
FINANCE AMERICA MTG LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleFeb 07, 2018 · Amount on Record
Deed Document Number20261560
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateMay 26, 2026
Property Address15 AUSTIN DR, PALMYRA, VA 22963-2737
Document Number0000001560
Instrument DateMay 21, 2026
Instrument20261560
Transaction TypeTransfer
Record UpdatedJun 05, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$33,835.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 AUSTIN DR, PALMYRA, VA 22963-2737

Mortgage

Document Number0000001561,
DateMay 26, 2026
Instrument20261561
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address15 AUSTIN DR, PALMYRA, VA 22963-2737
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220001385
DateApr 15, 2022
Instrument220001385
Lender
NameFINANCE AMERICA MTG LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$330,000 (-) Land $33,000 Building $297,000$330,000 (-) Land $33,000 Building $297,000
2025$2,491.00 (+0.65%)$330,000 (+55.37%) Land $33,000 Building $297,000$330,000 (+55.37%) Land $33,000 Building $297,000
2024$2,475.00 (+38.11%)
2023$212,400 Land $33,000 Building $179,400$212,400 Land $33,000 Building $179,400
2022$1,792.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Central Virginia Electric CooperativeFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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