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5 Austin Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 5 Austin Dr, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,807 sqft · built 1997
Lot Size0.567 acres (24,699 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Aug 2021)
Tax Bill$3,450 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 8 256

Property Details

APN / Parcel Number

Primary APN18A 8 256
Alternative APN
  • 6652

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,807 sqft Living Area
Gross Area4,326 sqft
1st Floor Area1,807 sqft
Basement Area1,807 sqft
Finished Basement1,807 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area24,699 sqft (0.567 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area152 sqft
Deck Area220 sqft
Patio Area340 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6652
Street Address5 AUSTIN DR
CityPALMYRA
StateVA
Zip22963-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionINST 210004251 NAHOR-8 LOT 256 24,703 SF
Legal SubdivisionNAHOR LAKE MONTICELLO
Legal Block25
Legal Lot Number256
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group3
Census Block3001
Census Tract20104

Owner

Source: Fluvanna County records · APN 18A 8 256

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 AUSTIN DR, PALMYRA, VA 22963-2737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES
Dec 21, 2020Quit Claim Deed, Transfer · VA Mortgage
STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Prior SaleDec 21, 2020
Deed Document Number20214251
Prior Transfer DateAug 05, 2013
Prior Transfer Doc901/776
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateAug 25, 2021
Property Address5 AUSTIN DR, PALMYRA, VA 22963-2737
Document Number0210004251
Map ReferenceDB 89 PG 637
Instrument DateAug 16, 2021
Instrument210004251
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyFIDELITY NATIONAL TITLE INSU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 AUSTIN DR, PALMYRA, VA 22963-2737

Mortgage

Document Number0210004252
DateAug 25, 2021
Instrument210004252
Lender
NameHOMEBRIDGE FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLUVANNA VA
Recording DateDec 21, 2020
Property Address5 AUSTIN DR, PALMYRA, VA 22963-2737
Document Number200005328
Map ReferenceDB 89 PG 637
Instrument DateDec 16, 2020
Instrument200005328
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 AUSTIN DR, PALMYRA, VA 22963-2737

Mortgage

Document Number200005329
DateDec 21, 2020
Instrument200005329
Lender
NameSTRONG HOME MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$457,000 (-) Land $33,000 Building $424,000$457,000 (-) Land $33,000 Building $424,000
2025$3,450.00 (+0.67%)$457,000 (+34.69%) Land $33,000 Building $424,000$457,000 (+34.69%) Land $33,000 Building $424,000
2024$3,427.00 (+19.7%)
2023$339,300 Land $33,000 Building $306,300$339,300 Land $33,000 Building $306,300
2022$2,863.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 264 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Central Virginia Electric Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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