Fluvanna County property record for 10 Austin Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1995 |
| Lot Size | 0.477 acres (20,778 sqft) |
| Owner | Individual Name on File |
| Last Sale | $301,000 (Aug 2024) |
| Tax Bill | $1,911 (2025) |
| Deeds & Mortgages | Feb 2005 Mortgage Nov 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 8 336 |
| Primary APN | 18A 8 336 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,444 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,778 sqft (0.477 acres) |
| Terrain | Rolling |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 220 sqft |
| Deck Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 516 |
|---|---|
| Street Address | 10 AUSTIN DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 240002248 NAHOR-8 LOT 336 20,758 SF |
| Legal Block | 33 |
| Legal Lot Number | 336 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20104 |
10 Austin Dr is owned and occupied by an individual who bought it in August 2024.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 AUSTIN DR, PALMYRA, VA 22963-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2005 | Deed of Trust, Mortgage UVA COMMUNITY CREDIT UNION INC |
| Nov 18, 2009 | Deed of Trust, Mortgage · Conventional Mortgage LENDMARK MORTGAGE & FINANCE INC |
| Aug 28, 2024 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on File |
| Deed Sale | Aug 28, 2024 · Amount on File |
| Deed Document Number | 20242248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 10 AUSTIN DR, PALMYRA, VA 22963-2736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000618/968 |
|---|---|
| Date | Feb 15, 2005 |
| Book Page | 618/968 |
| Instrument | 0998 |
| Name | UVA COMMUNITY CREDIT UNION INC |
|---|---|
| Address | CHARLOTTESVILLE, VA 22901 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 5, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 10 AUSTIN DR, PALMYRA, VA 22963-2736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | EN TITLE, E TITLE |
| Name | Verified Name |
|---|
| Document Number | 000807/125 |
|---|---|
| Date | Nov 18, 2009 |
| Book Page | 807/125 |
| Instrument | 0904542 |
| Name | LENDMARK MORTGAGE & FINANCE INC |
|---|---|
| Address | CHARLOTTESVILLE, VA 22911 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 16, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 28, 2024 |
| Property Address | 10 AUSTIN DR, PALMYRA, VA 22963-2736 |
| Document Number | 0240002248 |
| Map Reference | DB 89 PG 640 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 240002248 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 AUSTIN DR, PALMYRA, VA 22963-2736 |
| Document Number | 0240002249 |
|---|---|
| Date | Aug 28, 2024 |
| Instrument | 240002249 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 10 Austin Dr was $1,911.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,120 (-) Land $30,000 Building $223,120 | $253,120 (-) Land $30,000 Building $223,120 | |
| 2025 | $1,911.00 | $253,120 Land $30,000 Building $223,120 | $253,120 Land $30,000 Building $223,120 |
| 2023 | $174,500 Land $30,000 Building $144,500 | $174,500 Land $30,000 Building $144,500 | |
| 2022 | $1,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Austin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Austin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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