15 Algonquin Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 15 Algonquin Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,813 sqft · built 1966
Lot Size	0.328 acres (14,300 sqft)
Owner	2 Company Names on Record
Last Sale	$325,000 (Apr 2022)
Tax Bill	$3,139 (2026)
Deeds & Mortgages	May 2026 Sale Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-122764`

Property Details

APN / Parcel Number

Primary APN	`07-122764`
Alternative APNs	`7122764` `122764`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,813 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,300 sqft (0.328 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Deck Area	539 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	122764
Street Address	15 ALGONQUIN RD
City	CAMBRIDGE
State	MD
Zip	21613-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 18 BLK E 15 ALGONQUIN ROAD CAMBRIDGE
Legal Subdivision	ALGONQUIN MANOR
Legal Block	E
Legal Lot Number	18
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4008
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 ALGONQUIN RD, CAMBRIDGE, MD 21613-1020
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed, Transfer CAMBRIDGE TITLE INC, CAMBRIDGE TITLE
Apr 5, 2022	Deed, Transfer CAMBRIDGE TITLE COMPANY
May 1, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 18, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Oct 26, 2000 · Amount on Record
Deed Book / Page	1732 / 129
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 14, 2026
Property Address	15 ALGONQUIN RD, CAMBRIDGE, MD 21613-1020
Document Number	2014000176
Book / Page	2014 / 176
Instrument Date	May 13, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CAMBRIDGE TITLE INC, CAMBRIDGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	15 ALGONQUIN RD, CAMBRIDGE, MD 21613-1020

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 5, 2022
Property Address	15 ALGONQUIN RD, CAMBRIDGE, MD 21613-1020
Document Number	0017320129
Book / Page	1732 / 129
Map Reference	LB PLC 5 FO 41
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	CAMBRIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 ALGONQUIN RD, CAMBRIDGE, MD 21613-1020

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	15 ALGONQUIN RD, CAMBRIDGE, MD 21613-1020
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015160433
Date	May 1, 2019
Book Page	1516/433

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	838 Months
Due	Mar 19, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	May 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	15 ALGONQUIN RD, CAMBRIDGE, MD 21613-1020
Document Number	0015160457
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 ALGONQUIN RD CAMBRIDGE MD 216131020, CAMBRIDGE, MD 21613-1020

Mortgage

Document Number	0015160457
Date	May 1, 2019
Book Page	001516/000457

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	840 Months
Due	Apr 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,139.00 (-6.97%)	$269,700 (-7.06%) Land $61,100 Building $208,600	$269,700 (-7.06%) Land $61,100 Building $208,600
2025	$3,374.00 (+25.66%)	$290,200 (+22.93%) Land $61,100 Building $229,100	$290,200 (-) Land $61,100 Building $229,100
2023	$2,685.00	$236,067	$290,200 Land $61,100 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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