13 Algonquin Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 13 Algonquin Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,540 sqft · built 1994
Lot Size	0.316 acres (13,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2023)
Tax Bill	$3,995 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-127685`

Property Details

APN / Parcel Number

Primary APN	`07-127685`
Alternative APNs	`7127685` `127685`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,540 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,760 sqft (0.316 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	127685
Street Address	13 ALGONQUIN RD
City	CAMBRIDGE
State	MD
Zip	21613-1019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 17 - BLOCK E E/S SHAWNEE - ALGONQUIN CAMBRIDGE
Legal Subdivision	ALGONQUIN MANOR SUBDIVISION
Legal Block	E
Legal Lot Number	17
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4008
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 19, 2023	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 30, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Book / Page	1811 / 340
Transfer Doc	MLB006530260
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	13 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019

Mortgage

Document Number	0018400081
Date	Oct 27, 2023
Book Page	1840/81

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 19, 2023
Property Address	13 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019
Document Number	0018110340
Book / Page	1811 / 340
Map Reference	LB PLC 5 FO 41
Instrument Date	May 18, 2023
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019

Mortgage

Document Number	0001811346
Date	May 19, 2023
Instrument	1811-346

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 30, 2020
Property Address	13 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019
Document Number	0016180222
Book / Page	1618 / 222
Map Reference	LB PLC5 FO 41
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CHICAGO TITLE INS C O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ALGONQUIN RD, CAMBRIDGE, MD 21613-1019

Mortgage

Document Number	0001618231
Date	Dec 30, 2020
Instrument	1618/231

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,995.00 (+0.6%) Homeowner's exemption	$344,600 (+0.61%)	$348,800 (+1.84%) Land $61,000 Building $287,800
2025	$3,971.00 (+15.13%)	$342,500 (+12.38%) Land $61,000 Building $281,500	$342,500 (-) Land $61,000 Building $281,500
2023	$3,449.00	$304,767	$342,500 Land $61,000 Building $281,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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