10 Algonquin Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 10 Algonquin Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,266 sqft · built 1973
Lot Size	0.698 acres (30,407 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Mar 2021)
Tax Bill	$3,763 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2019 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-119720`

Property Details

APN / Parcel Number

Primary APN	`07-119720`
Alternative APNs	`7119720` `119720`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,266 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	30,407 sqft (0.698 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	119720
Street Address	10 ALGONQUIN RD
City	CAMBRIDGE
State	MD
Zip	21613-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 22 AND 23 BLK C ALGONQUIN RD
Legal Subdivision	REVISED SUBDIVISION OF AGONQUIN MANOR
Legal Block	C
Legal Lot Number	22
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4005
Census Tract	970702

Owner

10 Algonquin Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 ALGONQUIN RD, CAMBRIDGE, MD 21613-1002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Jul 12, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 24, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC
Jul 5, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Deed Book / Page	1636 / 476
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Aug 11, 2026
Property Address	10 ALGONQUIN RD, CAMBRIDGE, MD 21613-1002
Document Number	2032000267
Book / Page	2032 / 267
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ALGONQUIN RD, CAMBRIDGE, MD 21613-1002

Mortgage

Document Number	2032000267,
Date	Aug 11, 2026
Book Page	2032/267

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2056

Interest

Rate	6.49%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	10 ALGONQUIN RD, CAMBRIDGE, MD 21613-1002
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015280293
Date	Jul 12, 2019
Book Page	1528/293

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	672 Months
Due	Jul 13, 2075

Interest

Rate Type	Adjustable Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 24, 2021
Property Address	10 ALGONQUIN RD, CAMBRIDGE, MD 21613-1002
Document Number	0016360476
Book / Page	1636 / 476
Map Reference	LB 3 FO 86
Instrument Date	Mar 8, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 ALGONQUIN RD, CAMBRIDGE, MD 21613-1002
Investor	Possibly a Property Investor

Mortgage

Document Number	0001636482
Date	Mar 24, 2021
Instrument	1636/482

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	10 ALGONQUIN RD, CAMBRIDGE, MD 21613-1002
Document Number	0015280315
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ALGONQUIN RD CAMBRIDGE MD 216131002, CAMBRIDGE, MD 21613-1002

Mortgage

Document Number	0015280315
Date	Jul 12, 2019
Book Page	001528/000315

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	672 Months
Due	Jul 11, 2075

Interest

Rate Type	Adjustable Rate
Rate	3.92%

Tax Assessment & Valuation

The 2026 property tax bill for 10 Algonquin Rd was $3,763, down 9.5% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,763.00 (-9.54%)	$324,300 Land $62,700 Building $261,600	$324,300 Land $62,700 Building $261,600
2025	$4,160.00
2023	$3,407.00	$301,033	$359,100 Land $62,700 Building $296,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Algonquin Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Algonquin Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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