14998 Surrey Downs, Novelty, OH 44072 Property Records

Geauga County property record for 14998 Surrey Downs, Novelty, OH 44072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,351 sqft · built 1978
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Feb 1987)
Tax Bill	$6,862 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-039612`

Property Details

APN / Parcel Number

Primary APN	`26-039612`
Alternative APN	`001018-5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,351 sqft Living Area
1st Floor Area	2,063 sqft
Upper Floors Area	1,288 sqft
Basement Area	1,373 sqft
Unfinished Basement	1,373 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	65,340 sqft (1.5 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	20 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	001018-5
Street Address	14998 SURREY DOWNS
City	NOVELTY
State	OH
Zip	44072-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	S/L 15 SURREY DOWNS ESTATES SUB
Legal Subdivision	SURREY DOWNS ESTATES
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3014
Census Tract	311500

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14998 SURREY DOWNS, NOVELTY, OH 44072-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 1987 · Amount on Record
Deed Sale	Feb 1, 1987 · Amount on Record
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Oct 1, 2021
Property Address	14998 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0021360698
Book / Page	2136 / 698
Map Reference	VOL 9 PG 26
Instrument Date	Sep 26, 2021
Instrument	202100990117
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14998 SURREY DOWNS, NOVELTY, OH 44072-9639

Mortgage

Document Number	202100990118
Date	Oct 1, 2021
Instrument	202100990118

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,862.00 (+4.6%)	$148,160 (-) Land $19,990 Building $128,170
2024	$6,560.00 (-0.83%) Homeowner's exemption	$148,160 (-) Land $19,990 Building $128,170
2023	$6,615.00 (+15.06%) Homeowner's exemption	$148,160 (+36.06%) Land $19,990 Building $128,170	$423,300 (+36.07%) Land $57,100 Building $366,200
2022		$108,890 Land $16,660 Building $92,230
2021	$5,749.00
2020			$311,100 Land $47,600 Building $263,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1989–2012)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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