14995 Surrey Downs, Novelty, OH 44072 Property Records

Geauga County property record for 14995 Surrey Downs, Novelty, OH 44072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,746 sqft · built 1978
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Aug 2023)
Tax Bill	$8,536 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-127340`

Property Details

APN / Parcel Number

Primary APN	`26-127340`
Alternative APN	`001313-0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,746 sqft Living Area
1st Floor Area	2,497 sqft
Attic	Attic
Attic Area	2,497 sqft
Family Room	Family Room

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	81,457 sqft (1.87 acres)
Terrain	Rolling
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces
Deck Area	420 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	001313-0
Street Address	14995 SURREY DOWNS
City	NOVELTY
State	OH
Zip	44072-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	S/L 4 SURREY DOWNS ESTATES SUB
Legal Subdivision	SURREY DOWNS ESTATES
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3014
Census Tract	311500

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14995 SURREY DOWNS, NOVELTY, OH 44072-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP
Jan 31, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	20231015557
Deed Book / Page	2174 / 1222
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Aug 29, 2023
Property Address	14995 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0021741222
Book / Page	2174 / 1222
Map Reference	VOL 9 PG 26
Instrument Date	Aug 23, 2023
Instrument	202301015557
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14995 SURREY DOWNS, NOVELTY, OH 44072-9639

Mortgage

Document Number	202301015558
Date	Aug 29, 2023
Instrument	202301015558

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jan 31, 2022
Property Address	14995 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0021450653
Book / Page	2145 / 653
Map Reference	VOL 9 PG 26
Instrument Date	Jan 27, 2022
Instrument	202200995665
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14995 SURREY DOWNS, NOVELTY, OH 44072-9639

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,536.00 (+5.74%)	$178,020 (-) Land $22,300 Building $155,720
2024	$8,073.00 (+2.23%)	$178,020 (+3.12%) Land $22,300 Building $155,720
2023	$7,897.00 (+130.5%) Homeowner's exemption	$172,630 (+61.87%) Land $22,300 Building $150,330	$508,600 (+66.92%) Land $63,700 Building $444,900
2022	$3,426.00 Homeowner's exemption	$106,650 Land $18,590 Building $88,060
2020			$304,700 Land $53,100 Building $251,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1989–2012)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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