14988 Surrey Downs, Novelty, OH 44072 Property Records

Geauga County property record for 14988 Surrey Downs, Novelty, OH 44072 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1985
Square Footage	2,262 sqft Living Area
Lot Size	81,893 sqft (1.88 acres)
Occupancy	Owner Occupied
Last Sale	$460,000 (2026)
Tax Bill	$6,449.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-125900`
Alternative APN	`001309-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,262 sqft Living Area
1st Floor	2,262 sqft 1st Floor
Basement Area	1,189 sqft Basement
Unfinished Basement	1,189 sqft Unfinished
Family Room	Family Room
Game Room	Game Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Lot Area	81,893 sqft (1.88 acres)
Parking Spaces	2 Parking Spaces
Garage Area	529 sqft Garage
Deck Area	756 sqft Deck
Patio Area	756 sqft Patio
Porch Area	342 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Well Water Source

Location & Zoning

Account Number	001309-1
Street Address	14988 SURREY DOWNS
City	NOVELTY
State	OH
Zip	44072-9639
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S/L 16 SURREY DOWNS ESTATES SUB
Legal Subdivision	SURREY DOWNS ESTATES
Jurisdiction	GEAUGA OH
Minor Civil Division	RUSSELL
Census Blockgroup	3
Census Block	3014
Census Tract	311500

Owner

Source: Geauga County records · APN 26-125900

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4988 SURREY DOWNS DR, NOVELTY, OH 44072
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Mar 18, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Jul 28, 1994 · Amount on Record
Deed Doc Number	20261046813
Deed Book / Page	2220 / 3416
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	May 12, 2026
Property Address	14988 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0001046813
Book / Page	2220 / 3416
Instrument Date	May 07, 2026
Instrument	2026.1046813
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	OHIO FIRST LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46,460.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001046813,
Date	May 12, 2026
Book Page	2220/3418
Instrument	2026.1046813

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Apr 15, 2026
Property Address	14988 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0001045841
Book / Page	2219 / 1448
Instrument Date	Apr 01, 2026
Instrument	20261045841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14988 SURREY DOWNS, NOVELTY, OH 44072-9639
Investor	Possibly a Property Investor

Mortgage

Document Number	0001045841,
Date	Apr 15, 2026
Book Page	2219/1448
Instrument	20261045841

Lender

Name	CIVISTA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	GEAUGA OH
Recording Date	Mar 18, 2026
Property Address	14988 SURREY DOWNS, NOVELTY, OH 44072-9639
Document Number	0022172458
Book / Page	2217 / 2458
Instrument Date	Feb 27, 2026
Instrument	202601044857
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14988 SURREY DOWNS, NOVELTY, OH 44072-9639
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,449.00 (+4.61%)	$139,170 (-) Land $21,950 Building $117,220
2024	$6,165.00 (-0.84%) Homeowner's exemption	$139,170 (-) Land $21,950 Building $117,220
2023	$6,217.00 (+21.78%) Homeowner's exemption	$139,170 (+44.01%) Land $21,950 Building $117,220	$397,600 (+44.01%) Land $62,700 Building $334,900
2022		$96,640 Land $18,310 Building $78,330
2021	$5,105.00
2020			$276,100 Land $52,300 Building $223,800

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