14956 Fruitvale Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 14956 Fruitvale Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,120 sqft · built 1974
Lot Size2.38 acres (103,673 sqft)
Owner2 Individual Names on Record
Last Sale$665,000 (Oct 2018)
Tax Bill$8,268 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN188-151-24-00

Property Details

APN / Parcel Number

Primary APN188-151-24-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,120 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area103,673 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address14956 FRUITVALE RD
CityVALLEY CENTER
StateCA
Zip92082-5982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 5-11-1W SWQ DOC73-275249 IN SWQ OF SEQ&IN SEQ OF
Legal Range01W
Legal Township11
Legal Section05
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group2
Census Block2000
Census Tract19110

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14956 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT BANK
Oct 18, 2018Grant Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORP
Apr 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
RICE CHRISTINE H Z TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2018 · Amount on Record
Deed SaleOct 18, 2018 · Amount on Record
Prior SaleAug 25, 1992 · Amount on Record
Deed Document Number2018435248
Prior Transfer DateFeb 26, 2016
Prior Transfer Doc0000095391
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14956 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
Transaction TypeMortgage
Record UpdatedMay 14, 2021
Title CompanyTIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14956 FRUITVALE RD, VALLEY CENTER, CA 92082-5982

Mortgage

Document Number0000350791
DateMay 6, 2021
Instrument2021-0350791
Lender
NamePARAMOUNT BANK
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 18, 2018
Property Address14956 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
Document Number0000435248
Instrument DateSep 17, 2018
Instrument2018-0435248
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14956 FRUITVALE RD, VALLEY CENTER, CA 92082-5982

Mortgage

Document Number0000435249
DateOct 18, 2018
Instrument2018-0435249
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14956 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
Document Number0000314045
Instrument DateApr 20, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address14956 FRUITVALE RD VALLEY CENTER CA 92082, VALLEY CENTER, CA 92082

Mortgage

Document Number0000314045
DateJul 12, 2017
Instrument314045
Lender
NameRICE CHRISTINE H Z TRUST (PT)
Address29460 TWAIN WAY, VALLEY CENTER, CA 92082-5917
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$756,649 (+2%) Land $330,171 Building $426,478
2025$8,268.00 (+4.51%)$741,814 (+4.04%) Land $323,698 Building $418,116
2023$7,911.00 (+1.68%)$713,010 Land $311,129 Building $401,881
2022$7,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.7% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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