14920 Fruitvale Rd, Valley Center, CA 92082 Property Records

San Diego County property record for 14920 Fruitvale Rd, Valley Center, CA 92082

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,968 sqft · built 1980
Lot Size2.61 acres (114,127 sqft)
OwnerCompany Name on File
Last Sale$404,000 (Dec 2012)
Tax Bill$5,619 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN188-151-28-00

Property Details

APN / Parcel Number

Primary APN188-151-28-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,968 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area114,127 sqft
Lot Dimensions570 ft deep x 224 ft wide
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address14920 FRUITVALE RD
CityVALLEY CENTER
StateCA
Zip92082-5982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM02454
Legal SubdivisionPARCEL MAP NO 2454
Legal Tract2454
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionVALLEY CENTER
Census Block Group2
Census Block2000
Census Tract19110

Owner

14920 Fruitvale Rd is owned by a company that acquired it in March 2016 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address14920 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ESCONDIDO FCU
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Nov 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
INTELLILOAN INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2012 · Amount on File
Deed SaleDec 3, 2012 · Amount on File
Prior SaleApr 27, 2012 · Amount on File
Deed Document Number2012756865
Last Transfer DateMar 1, 2016
Transfer Doc0000136647
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14920 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
Transaction TypeMortgage
Record UpdatedMar 6, 2024
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14920 FRUITVALE RD, VALLEY CENTER, CA 92082-5982

Mortgage

Document Number0000048491
DateFeb 27, 2024
Instrument2024-0048491
Lender
NameESCONDIDO FCU
TypeCredit Union
AddressESCONDIDO, CA 92025
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueFeb 28, 2039

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14920 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14920 FRUITVALE RD, VALLEY CENTER, CA 92082-5982

Mortgage

Document Number0000616996
DateAug 30, 2021
Instrument2021-0616996
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14920 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000549599
DateNov 26, 2019
Instrument2019-0549599
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14920 FRUITVALE RD, VALLEY CENTER, CA 92082-5982
Document Number0000770873
Instrument DateNov 27, 2020
Transaction TypeMortgage
Record UpdatedDec 10, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address14920 FRUITVALE RD VALLEY CENTER CA 920825982, VALLEY CENTER, CA 92082-5982

Mortgage

Document Number0000770873
DateDec 2, 2020
Instrument770873
Lender
NameINTELLILOAN INC
AddressSANTA ANA, CA 92799
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14920 Fruitvale Rd was $5,619 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictValley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$507,434 (+2%) Land $248,742 Building $258,692
2025$5,619.00 Homeowner's exemption$497,485 Land $243,865 Building $253,620
2023$5,369.00 (+1.8%) Homeowner's exemption$478,170 Land $234,397 Building $243,773
2022$5,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14920 Fruitvale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14920 Fruitvale Rd is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.7% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLEY CENTER MWD
serves 30,166 people · EPA ID CA3710026
Water SourcePurchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State InspectionApr 2021
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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