1453 Banbury Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1453 Banbury Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,910 sqft · built 2007
Lot Size	0.569 acres (24,792 sqft)
Owner	Individual Name on File
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-10-0-00128-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-10-0-00128-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,910 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	24,792 sqft (0.569 acres)
Lot Dimensions	322 ft deep x 75 ft wide
Pool Area	648 sqft
Patio Area	496 sqft

Location & Zoning

Street Address	1453 BANBURY LN
City	HERNANDO
State	MS
Zip	38632-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC B LOT 128
Legal Range	07
Legal Township	03
Legal Section	08
Legal Subdivision	NOTTING HILL SEC B
Legal Lot Number	128
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	71001

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1453 BANBURY LN, HERNANDO, MS 38632-7503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 5, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 5, 2020
Deed Sale	Mar 5, 2020
Prior Sale	Feb 24, 2015
Deed Document Number	0000914248
Deed Book / Page	914 / 248
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1453 BANBURY LN, HERNANDO, MS 38632-7503
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 BANBURY LN, HERNANDO, MS 38632-7503

Mortgage

Document Number	005164/199
Date	Feb 22, 2021
Book Page	5164/199

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 5, 2020
Property Address	1453 BANBURY LN, HERNANDO, MS 38632-7503
Document Number	000914/248
Book / Page	914 / 248
Map Reference	MB 96 PG 47
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 EGG FARM CIR, 230, PIPERTON, TN 38017-1207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1453 BANBURY LN, HERNANDO, MS 38632-7503

Mortgage

Document Number	0004898466
Date	Mar 5, 2020
Instrument	4898/466

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,424.00 (+20.52%)	$31,885 (+41.27%) Land $4,000 Building $27,885	$318,846 (+41.26%) Land $40,000 Building $278,846
2023	$2,841.00	$22,571	$225,712 Land $40,000 Building $185,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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