Hamilton County property record for 1493 Sinclair Ave, Chattanooga, TN 37408
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,888 sqft · built 2019 |
| Lot Size | 0.065 acres (2,869 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Apr 2026) |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155F A 009.41 |
| Primary APN | 155F A 009.41 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,869 sqft (0.065 acres) |
| Lot Dimensions | 95.6 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384483 |
|---|---|
| Street Address | 1493 SINCLAIR AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-3126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 42 100 @ SOUTH BROAD SUB PB 107 PG 88 OUT OF 155F A 009.22 FOR 2017 |
| Legal Subdivision | SCHOLZE ROBERT ADDN |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST FEDERAL CREDIT UNION |
| Apr 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUST FEDERAL CREDIT UNION |
| Nov 18, 2024 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Mar 8, 2023 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Jul 19, 2019 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Dec 5, 2018 | Grant Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on Record |
| Deed Sale | Apr 7, 2026 · Amount on Record |
| Prior Sale | Nov 18, 2024 · Amount on Record |
| Deed Document Number | 2026118 |
| Deed Book / Page | 14254 / 491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 14, 2026 |
| Property Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0000000153 |
| Book / Page | 14405 / 302 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026153 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0000000153, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 14405/302 |
| Instrument | 2026153 |
| Name | TRUST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 7, 2026 |
| Property Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0000000118 |
| Book / Page | 14254 / 491 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026118 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | HON & KOPET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196,192.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0000000119, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 20267119 |
| Name | TRUST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 1, 2033 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 18, 2024 |
| Property Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0000000138 |
| Book / Page | 13764 / 22 |
| Map Reference | MB 107 PG 88 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 2024111800138 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,961.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3800 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1230 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 8, 2023 |
| Property Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0000000153 |
| Book / Page | 13231 / 694 |
| Map Reference | MB 107 PG 88 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023030800153 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0132310697 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 13231-0697 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 19, 2019 |
| Property Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 0719000108 |
| Book / Page | 011702 / 000697 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 190719000108 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,375.79 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 HWY ABOVE TO CLOUDS MENTONE AL 35984, MENTONE, AL 35984 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 5, 2018 |
| Property Address | 1493 SINCLAIR AVE, CHATTANOOGA, TN 37408-3126 |
| Document Number | 1205000145 |
| Book / Page | 011516 / 000218 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 181205000145 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 20, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $277.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1161 E MAIN ST CHATTANOOGA TN 374081611, CHATTANOOGA, TN 37408-1611 |
| Investor | Possibly a Property Investor |
| Document Number | 1205000146 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 011516/000220 |
| Instrument | 181205000146 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 4, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,249.00 (+12.11%) | $148,425 (+65.51%) | $593,700 (+65.51%) Land $70,000 Building $523,700 |
| 2024 | $2,006.00 | $89,675 (-) | $358,700 (-) Land $70,000 Building $288,700 |
| 2023 | $2,006.00 | $89,675 | $358,700 Land $70,000 Building $288,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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