Hamilton County property record for 1492 Sinclair Ave, Chattanooga, TN 37408
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,512 sqft · built 2018 |
| Lot Size | 0.085 acres (3,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $506,000 (May 2021) |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155F A 009.31 |
| Primary APN | 155F A 009.31 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,731 sqft (0.085 acres) |
| Lot Dimensions | 114 ft deep x 32.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384473 |
|---|---|
| Street Address | 1492 SINCLAIR AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 32 100 @ SOUTH BROAD SUB PB 107 PG 88 OUT OF 155F A 009 FOR 2017 |
| Legal Subdivision | SCHOLZE ROBERT ADDN |
| Legal Lot Number | 32 100 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1492 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Nov 27, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on File |
| Deed Sale | May 26, 2021 · Amount on File |
| Prior Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 2021052600112 |
| Deed Book / Page | 12500 / 202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1492 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Name | Verified Name |
|---|
| Document Number | 0000000056 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 13378/33 |
| Instrument | 2023082200056 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 26, 2021 |
| Property Address | 1492 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Document Number | 0000000112 |
| Book / Page | 12500 / 202 |
| Map Reference | MB 107 PG 88 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021052600112 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | REALTY TITLE INC, REALTY T&E SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,872.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1492 SANDERS DR, CHATTANOOGA, TN 37415 |
| Document Number | 0012500205 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 12500/205 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1492 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Document Number | 0122000127 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Address | 1492 SINCLAIR AVE CHATTANOOGA TN 374083125, CHATTANOOGA, TN 37408-3125 |
| Document Number | 0122000127 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 011885/000320 |
| Instrument | 200122000127 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 21, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 27, 2018 |
| Property Address | 1492 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Document Number | 1127000078 |
| Book / Page | 011509 / 000613 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 181127000078 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2018 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,738.26 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1492 SINCLAIR AVE CHATTANOOGA TN 37408, CHATTANOOGA, TN 37408 |
| Document Number | 1127000079 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 011509/000615 |
| Instrument | 181127000079 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,696.00 (+1.05%) | $177,925 (+49.17%) | $711,700 (+49.17%) Land $70,000 Building $641,700 |
| 2024 | $2,668.00 | $119,275 (-) | $477,100 (-) Land $70,000 Building $407,100 |
| 2023 | $2,668.00 | $119,275 (-) | $477,100 (-) Land $70,000 Building $407,100 |
| 2022 | $2,668.00 | $119,275 | $477,100 Land $70,000 Building $407,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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