Hamilton County property record for 1488 Sinclair Ave, Chattanooga, TN 37408
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,616 sqft · built 2018 |
| Lot Size | 0.077 acres (3,387 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,300 (Nov 2018) |
| Tax Bill | $3,001 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155F A 009.30 |
| Primary APN | 155F A 009.30 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,387 sqft (0.077 acres) |
| Lot Dimensions | 114 ft deep x 29.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000384472 |
|---|---|
| Street Address | 1488 SINCLAIR AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 100 @ SOUTH BROAD SUB PB 107 PG 88 OUT OF 155F A 009 FOR 2017 |
| Legal Subdivision | SCHOLZE ROBERT ADDN |
| Legal Lot Number | 31 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1488 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Nov 30, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRSTBANK |
| Apr 6, 2018 | Warranty Deed, Construction Loan · Line of Credit FIRST VOLUNTEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Deed Document Number | 201899 |
| Deed Book / Page | 11512 / 212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1488 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1488 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Document Number | 0000000030 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 14127/417 |
| Instrument | 2025120400030 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1488 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Document Number | 0714000133 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1488 SINCLAIR AVE CHATTANOOGA TN 374083125, CHATTANOOGA, TN 37408-3125 |
| Document Number | 0714000133 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 012072/000397 |
| Instrument | 200714000133 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 30, 2018 |
| Property Address | 1488 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Document Number | 1130000099 |
| Book / Page | 011512 / 000212 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 181130000099 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,740.11 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1488 SINCLAIR AVE CHATTANOOGA TN 37408, CHATTANOOGA, TN 37408 |
| Document Number | 1130000100 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 011512/000214 |
| Instrument | 181130000100 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 6, 2018 |
| Property Address | 1488 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125 |
| Document Number | 0000000140 |
| Book / Page | 011313 / 000607 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 140 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 18, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $268.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1161 E MAIN ST CHATTANOOGA TN 374081611, CHATTANOOGA, TN 37408-1611 |
| Document Number | 141 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 011313/000609 |
| Instrument | 141 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 5, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,001.00 (+5.59%) | $198,025 (+55.86%) | $792,100 (+55.86%) Land $70,000 Building $722,100 |
| 2024 | $2,842.00 | $127,050 (-) | $508,200 (-) Land $70,000 Building $438,200 |
| 2023 | $2,842.00 | $127,050 (-) | $508,200 (-) Land $70,000 Building $438,200 |
| 2022 | $2,842.00 | $127,050 | $508,200 Land $70,000 Building $438,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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